Credit union · NCUA insured
Your Legacy Federal Credit Union Savings Rates
Your Legacy Federal Credit Union’s best savings rate is 0.50% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Your Legacy Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Tiffin, OH, where Your Legacy Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Your Legacy Federal Credit Union
0.50%APY
- Requires
- None
- Minimum
- $500
- Earns on $10,000 a year
- $50
Money Market Account
Top rate
Superior Credit Union
3.95%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $395
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Your Legacy Federal Credit Union savings score
81
Savings score
Higher than 57% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0002.53%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Your Legacy Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Ohio Homebuyer Plus
7.23%APY
Ohio residents aged 18 and up purchasing a home as their primary residence in the next few years may qualify. Specialty, tax-advantaged savings accounts used to purchase a home, either in down payment or closing costs.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceCompounding Frequency: Monthly.Any balance | 7.23% | $723 | Compounding Frequency: Monthly. |
Sources (1)
- yourlegacyfcu.com/checkingsavings/ohio-homebuyer-plus · captured Oct 16, 2026
Money Market Account
0.50%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 – $24,999Compounded monthly. | 0.50% | $50 | Compounded monthly. |
| $25,000 – $49,999Compounded monthly. | 1.26% | — | Compounded monthly. |
| $50,000 – $99,999Compounded monthly. | 1.51% | — | Compounded monthly. |
| $100,000 and upCompounded monthly. | 2.53% | — | Compounded monthly. |
Sources (2)
All captured Oct 16, 2026
Share Account
0.05%APY
To open a share account, you are required to maintain a minimum balance of $5.00. Membership to the credit union. No account service fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 and upCompounding Frequency: Quarterly. Pays quarterly interest (dividends) on balances of $250.00 and greater.$250 and up | 0.05% | $5 | Compounding Frequency: Quarterly. Pays quarterly interest (dividends) on balances of $250.00 and greater. |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
IRA Share Account
0.10%APY
Available as Traditional IRA or Roth IRA.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceCompounding Frequency: Quarterly.Any balance | 0.10% | $10 | Compounding Frequency: Quarterly. |
Sources (2)
All captured Oct 16, 2026
Kids Club
0.10%APY
Child-friendly savings account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 and upCompounding Frequency: Quarterly.$250 and up | 0.10% | $10 | Compounding Frequency: Quarterly. |
Sources (2)
All captured Oct 16, 2026
Christmas Club
0.05%APY
Dedicated club savings account for holiday spending.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upCompounding Frequency: Quarterly.$25 and up | 0.05% | $5 | Compounding Frequency: Quarterly. |
Sources (2)
All captured Oct 16, 2026
Your Legacy Club
0.05%APY
Special purpose club savings account for weddings, vacations, new car, or emergency fund.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upCompounding Frequency: Quarterly.$25 and up | 0.05% | $5 | Compounding Frequency: Quarterly. |
Sources (3)
- yourlegacyfcu.com/checkingsavings/christmas-club
- yourlegacyfcu.com/checkingsavings/your-legacy-club
- yourlegacyfcu.com/share-rates
All captured Oct 16, 2026
Who can join Your Legacy Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Businesses and other legal entities in Seneca County are eligible to join the credit union.
- Persons who live, work, worship, attend school, or volunteer in Seneca County are eligible to join the credit union.
Cost to join
- Membership requires opening a savings account with a minimum deposit of $5.
Membership information collected October 5, 2026.