Compare Bank & Credit Union Rates
Best savings rates in Cleveland, OH
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Cleveland, OH
- First Federal LakewoodSelect Money MarketSelect Money Market · $10,000 min · 0.35%–0.80% by balance
Bank · 2 branches
0.35%APY$35 a year on $10,000intro rateRequirements
Product: Promotional rates available for new money only (money not currently on deposit with the bank). $10 monthly fee is waived if daily balance is at least $10,000.
Offer: Promotional rate for new money only. $10 monthly fee waived if daily balance is at least $10,000.
Promotional rate · 0.35% interest rate · $10 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Select Money Market Balance APY Up to $25,000Your amount 0.35% $25,000 – $99,999 0.60% $100,000 – $249,999 0.70% $250,000 and up 0.80% Rate checked
More details - Cleveland Police Credit UnionMoney MarketMoney Market · $2,500 min · 0.27%–0.35% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Minimum balance of $2,500 to earn dividends.
Offer: Tier I
0.27% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $5,000 0.27% $5,000 – $25,000Your amountTier II 0.30% $25,000 and upTier III 0.35% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - Century Federal Credit UnionMoney MarketMoney Market · $5,000 min · 0.24%–0.44% by balance
Credit union · 1 branch
0.24%APY$24 a year on $10,000Requirements
Product: $5,000 minimum to open; dividends paid on balances of $2,000+. $2 monthly fee applies only if balance drops below $1,000 during the month. Flexible access up to 6 withdrawals or transfers per month.
Offer: Dividends paid on balances of $2,000+. $2 monthly fee applies only if balance drops below $1,000 during the month.
0.24% interest rate · $2 monthly fee · Effective Sep 22, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $4,999 0.24% $5,000 – $9,999 0.24% $10,000 – $24,999Your amount 0.24% $25,000 – $49,999 0.24% $50,000 – $99,999 0.44% $100,000 and up 0.44% Rate checked
More details - Firefighters Community Credit UnionMoney MarketMoney Market · $50 min · 0.15%–0.40% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Dividends are credited and compounded monthly. Minimum average daily balance required to earn dividends is $50. Up to 3 withdrawals or transfers permitted per month without fee ($10 fee per transaction thereafter). No maintenance fee when maintaining a $50 balance.
Compounded monthly · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.15% $5,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.30% $50,000 and up 0.40% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Establishes credit union membership. No monthly maintenance fees.
Offer: $5 deposit to open. $50 to earn dividends.
0.15% interest rate · No monthly fee · Effective Sep 22, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Special Share account shares the same rate schedule and opening requirements as Share Savings.
Offer: $5 deposit to open. $50 to earn dividends.
0.15% interest rate · Effective Sep 22, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Personal accounts only. Initial minimum opening deposit to earn higher rate is $25,000. Account must be funded within 90 days of approval date. Early closure fee may apply if closed within 180 days. $15 monthly service charge waived with at least a $10,000 average daily collected balance or with a Flagstar personal checking relationship.
Offer: Tier 1 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or if owner of a Flagstar personal checking account with balance of at least $0.01.
$15 monthly fee
Rate by balance
Rate by balance for Flagstar Performance Savings Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier 2 balance rate. 0.10% $25,000 – $50,000Tier 3 balance rate. 3.20% $50,000 – $100,000Tier 4 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $100,000 – $500,000Tier 5 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $500,000 and upTier 6 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Effective Sep 25, 2026
Rate by balance
Rate by balance for No Overdraft Savings Balance APY Up to $250 0.00% $250 – $100,000,000Your amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No monthly service fee, $0 minimum balance. Free electronic statements or $3 mailed statements. Non-Dollar Bank ATM usage fee $2.50. Checking account not required.
No monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $250 0.00% $250 – $100,000,000Your amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Account option with a permanent passbook record.
Balance cap $99,999,999.99 · Effective Sep 25, 2026
Rate checked
More details - Faith Community United Credit UnionIPA Account (Individual Pre-Needed Account)Savings
Credit union · 1 branch
0.10%APY$10 a year on $10,0000.10% interest rate · Effective Mar 31, 2023
Rate checked
More details - Steel Valley Federal Credit UnionMoney marketMoney market · $2,500 min · 0.08%–0.20% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Rate by balance
Rate by balance for Money market Balance APY $2,500 – $9,999 0.08% $10,000 – $19,999Your amount 0.10% $20,000 – $49,999 0.15% $50,000 and up 0.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Cleveland, OH
63 accounts at 23 banks and credit unions · checked Sep 26–Oct 22
- Typical
- 0.06%
- Top 10% from
- 2.02%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.10%
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Cleveland, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 2 branches
- Commstar Credit UnionCredit union · 2 branches
- Achieve CUCredit union · 3 branches