Credit union · Privately insured
Firefighters Community Credit Union Savings Rates
Firefighters Community Credit Union’s best savings rate is 0.20% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Firefighters Community Credit Union’s savings rates compare
Compared with banks and credit unions near Cleveland, OH, where Firefighters Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Firefighters Community Credit Union
0.20%APY
- Minimum
- $50
- Earns on $10,000 a year
- $20
Money Market
Top rate
Century Federal Credit Union
5.00%APY
- Minimum
- $100
- Earns on $10,000 a year
- $500
2nd-highest rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
Firefighters Community Credit Union savings score
69
Savings score
Higher than 25% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.40%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Firefighters Community Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.20%APY
Dividends are credited and compounded monthly. Minimum average daily balance required to earn dividends is $50. Up to 3 withdrawals or transfers permitted per month without fee ($10 fee per transaction thereafter). No maintenance fee when maintaining a $50 balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 0.15% | — |
| $5,000 – $25,000 | 0.20% | $20 |
| $25,000 – $50,000 | 0.30% | — |
| $50,000 and up | 0.40% | — |
Sources (3)
- ffcommunity.com/savings-accounts/money-market-accounts
- ffcommunity.com/rates
- ffcommunity.com/savings-accounts/investment-accounts
All captured Oct 6, 2026
Regular Savings
0.01%APY
Dividends are credited and compounded monthly. Requires a $5 minimum deposit to establish membership and open the account. No maintenance fees.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.01% | $1 |
Special-purpose accounts
IRA Savings
0.30%APY
Available as Traditional IRA or Roth IRA. Must be opened in person. $50 minimum deposit to open, no setup or maintenance fees. $25 fee applies for Transfer/Rollover out or closing within 6 months.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $50 and up | 0.30% | $30 |
Holiday Club Savings
0.01%APY
Funds are distributed the first week of October.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $10 and up | 0.01% | $1 |
Sources (2)
All captured Oct 16, 2026
Sparky's Club Savings-Youth Account
0.01%APY
Dividends are credited and compounded monthly. Minimum balance requirements apply to average daily balance to earn dividends ($50 minimum average daily balance).
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.01% | $1 |
Sources (2)
All captured Oct 16, 2026
Travel/Vacation Club
0.01%APY
A $10 minimum balance is required to open an account. Accounts can be opened anytime throughout the year.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $10 and up | 0.01% | $1 |
Sources (2)
All captured Oct 16, 2026
Who can join Firefighters Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Cuyahoga, Geauga, Lake, Lorain, Medina, Portage, or Summit County in Ohio.
Cost to join
- Opening a savings account requires an initial minimum deposit of $5 to establish membership.
Membership information collected October 5, 2026.