Credit union · Privately insured
Faith Community United Credit Union Savings Rates
Faith Community United Credit Union’s best savings rate is 0.10% APY on $10,000, with its IPA Account (Individual Pre-Needed Account). Rates checked October 16, 2026.
How Faith Community United Credit Union’s savings rates compare
Compared with banks and credit unions near Cleveland, OH, where Faith Community United Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Faith Community United Credit Union
0.10%APY
- Minimum
- —
- Earns on $10,000 a year
- $10
IPA Account (Individual Pre-Needed Account)
Top rate
Century Federal Credit Union
5.00%APY
- Minimum
- $100
- Earns on $10,000 a year
- $500
2nd-highest rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
Faith Community United Credit Union savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Faith Community United Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
IPA Account (Individual Pre-Needed Account)
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $20,000 | 0.10% | $10 |
| $20,000 and up | 0.10% | — |
Sources (2)
All captured Sep 18, 2026
Membership Savings Account
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $50,000 | 0.05% | $5 |
| $50,000 – $150,000 | 0.05% | — |
| $150,000 and up | 0.05% | — |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
IRA Account (Individual Retirement Account)
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,000 | 0.10% | — |
| $2,000 – $10,000 | 0.10% | — |
| $10,000 – $20,000 | 0.10% | $10 |
| $20,000 and up | 0.10% | — |
Sources (2)
All captured Sep 18, 2026
Christmas Club, Vacation Club, Miscellaneous Savings Acount
0.05%APY
Penalties for early withdrawal may apply.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Penalties for early withdrawal may apply. | 0.05% | $5 | Penalties for early withdrawal may apply. |
| $50,000 – $150,000Penalties for early withdrawal may apply. | 0.05% | — | Penalties for early withdrawal may apply. |
| $150,000 and upPenalties for early withdrawal may apply. | 0.05% | — | Penalties for early withdrawal may apply. |
Sources (2)
All captured Sep 18, 2026
Who can join Faith Community United Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Cuyahoga County, as well as their businesses, organizations, and families, are eligible for membership.
Employers and groups
- Membership is open to employees or members through a Select Employee Group (SEG).
Cost to join
- A $50.00 savings investment is required to establish membership.
Membership information collected October 5, 2026.