Credit union · Privately insured
Faith Community United Credit Union
A $14.2M credit union headquartered in Cleveland, OH, with 4,122 members and 1 branch in Ohio. Best rates: CDs 3.03% and savings 0.10% APY.
Faith Community United Credit Union Carrot Score
70
Carrot Score
Higher than 27% of U.S. banks and credit unions
#41 of 60 in Cleveland, OH metroHow the score works →
Deposits are privately insured, not by the federal government.
About Faith Community United Credit Union
Chartered in 1952, Faith Community United Credit Union is a member-owned credit union headquartered in Cleveland, Ohio.
Designated as a Community Development Financial Institution, the credit union was initially organized to serve members of Cleveland's Second Mt. Sinai Baptist Church.
- Headquarters
- 3550 e 93RD ST, Cleveland, OH 44105-1644
- NCUA charter
- 96706
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Cuyahoga County, as well as their businesses, organizations, and families, are eligible for membership.
Employers and groups
- Membership is open to employees or members through a Select Employee Group (SEG).
Cost to join
- A $50.00 savings investment is required to establish membership.
Branches
1 branch in Ohio
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Ohio
1 branch
- faith community united credit unionMain office3550 e 93RD ST, Cleveland, OH 44105Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 28.25% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 4.92% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.11% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $58 | $59 | — |
- CapitalNet worth ratio28.25%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late4.92%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.11%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$58Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Faith Community United Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.