Compare Bank & Credit Union Rates
Best savings rates in North Dakota
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in North Dakota
- BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 4 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: $4 monthly service charge avoided by maintaining a minimum balance of $100. Tiered interest earned each day balance is above $100.
Offer: $4 monthly service charge waived with $100 minimum balance.
0.10% interest rate · $4 monthly fee · Effective Sep 21, 2026
Rate by balance
Rate by balance for Money Market Balance APY $100 and up 0.10% $1,000 and up 0.20% $10,000 and upYour amount 0.30% $25,000 and up 0.40% Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Only one Service+ Savings account may be established under a primary member social security number. Must maintain qualifying direct deposit (electronic transfer of funds from outside sources, online/mobile check deposits, or P2P payments like Zelle totaling at least $500 in a calendar month) into a checking account under the same membership profile, maintain par value share in primary savings, and have no charged-off share or loan accounts. Without qualifying direct deposit, the entire balance receives 0.25% APY / 0.250% dividend rate.
Offer: Standard rate applied to entire balance without qualifying direct deposit into checking.
Qualified rate · 0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - Dakota Plains Credit UnionKasasa SaverSavings · $0 min · 0.10%–0.25% by balance
Credit union · 3 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Must be paired/linked with a Free Kasasa Cash Checking or Free Kasasa Cash Back account. Limit 1 account per social security number.
Offer: When Kasasa Cash or Kasasa Cash Back account qualifications are met (at least 12 debit card purchases post and settle, enrolled in E-statements, and log into Virtual Branch/Mobiliti during Monthly Qualification Cycle).
Qualified rate · 0.25% interest rate · No monthly fee · Effective Oct 1, 2023
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $25,000Your amount 0.25% $25,001 and upWhen Kasasa Cash or Kasasa Cash Back account qualifications are met. Portion of balance over $25,000 earns 0.10% interest rate, resulting in a range from 0.10% to 0.25% APY depending on account balance. 0.10%* Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: You must maintain a minimum average daily balance of $25.00 to obtain the disclosed annual percentage yield. The interest rate and annual percentage yield may change after account opening. Fees may reduce earnings on the account(s).
Offer: You must maintain a minimum average daily balance of $25.00 to obtain the disclosed annual percentage yield. The interest rate and annual percentage yield may change after account opening. Fees may reduce earnings on the account(s).
0.25% interest rate · Effective Sep 30, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Offer: Minimum balance to earn stated APY is $100.00
Effective Jan 11, 2023
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Limit of 6 preauthorized withdrawals per month. Interest compounded and credited monthly. Rates may vary. Fees could reduce earnings.
Offer: Service charge of $3 per month if daily balance falls below $200 minimum.
0.25% interest rate · $3 monthly fee · Effective Jun 3, 2026
Rate checked
More details - First Community Credit UnionKasasa SaverSavings · $0 min · 0.17%–0.25% by balance
Credit union · 23 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Requires a linked free Kasasa Cash or Kasasa Cash Back checking account. Limit 1 account per SSN.
Offer: Qualifying for Kasasa Cash or Kasasa Cash Back rewards automatically qualifies for this tier (at least 12 debit card purchases, enrolled in eStatements, enrolled in/log into online banking during monthly qualification cycle).
Qualified rate · 0.25% interest rate · No monthly fee · Effective Nov 1, 2024
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $25,000Your amount 0.25% $25,000 and up 0.17% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: $2,500 minimum daily balance required to avoid $10 service fee in each monthly statement cycle. Free basic wallet or duplicate checks (customer pays shipping).
Offer: $2,500 minimum daily balance required to avoid $10 monthly service fee.
$10 monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Number of monthly withdrawals allowed may be limited.
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Digital Banking access with free E-Statements and notices. Three free withdrawals per month ($2 per transaction for additional withdrawals). Monthly service fees and excess withdrawal fees are waived until reaching age 21, or if primary account holder is age 65 or older. Interest paid quarterly.
Offer: No monthly service fee with $200 minimum daily balance ($4 monthly service fee if minimum balance is not met daily). Monthly service fees and excess withdrawal fees waived until age 21 or if primary account holder is age 65 or older. Rates are variable and may change after account is opened.
0.20% interest rate · $4 monthly fee · Effective Oct 15, 2026
Rate checked
More details - First State Bank of GolvaPassbook SavingsSavings · $50 min · 0.15%–0.20% by balance
Bank · 3 branches
0.20%APY$20 a year on $10,000Requirements
Product: Interest rate and annual percentage yield may change after account opening. Fees could reduce earnings.
Offer: Interest rate and annual percentage yield may change after account opening. Minimum balance to obtain APY: None.
0.15% interest rate · Effective May 1, 2026
Rate by balance
Rate by balance for Passbook Savings Balance APY Up to $10,000 0.15% $10,000 and upYour amount 0.20% Rate checked
More details - The Goose River BankSafe Money MarketSafe Money Market · $2,500 min · 0.20%–1.51% by balance
Bank · 3 branches
0.20%APY$20 a year on $10,000Requirements
Offer: Daily balance of $2500 – $24,999.99
0.20% interest rate · Effective Jul 14, 2026
Rate by balance
Rate by balance for Safe Money Market Balance APY $2,500 – $25,000Your amount 0.20% $25,000 – $100,000 1.00% $100,000 and up 1.51% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Interest compounded and credited quarterly. Rate may change at any time. A $5 quarterly service charge applies if balance falls below the $100 minimum balance. Up to 6 preauthorized transfers per 4 weeks.
Offer: $5 quarterly service fee if balance falls below $100 minimum. Up to 6 preauthorized transfers per 4 weeks. Rate may change at any time.
0.20% interest rate · Effective Jul 14, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: On all Checking, Savings and MMDA Accounts the interest rate and annual percentage yield (APY) may change after account opening. Fees could reduce the earnings on the account.
Offer: Earn a higher rate of interest and get a quarterly statement without passbook.
0.20% interest rate · No monthly fee · Effective Sep 29, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in North Dakota
122 accounts at 49 banks and credit unions · checked Oct 16–22
- Typical
- 0.30%
- Top 10% from
- 1.10%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.45%
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Find your bank or credit union to see all its rates and how they compare near you.
North Dakota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Aspire Credit UnionCredit union · 1 branch
- Affinity First Federal Credit UnionCredit union · 1 branch
- Service Credit UnionCredit union · 1 branch