Bank · FDIC insured
Border Bank Savings Rates
Border Bank’s best savings rate is 0.50% APY on $10,000, with its Premier Investment Savings. Rates checked October 22, 2026.
How Border Bank’s savings rates compare
Compared with banks and credit unions near Fargo, ND-MN, where Border Bank has the most branches. $10,000, best rate first.
This bank’s best
Border Bank
0.50%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $50
Premier Investment Savings
Top rate
Affinity Plus
3.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $350
2nd-highest rate
Empeople Credit Union
3.25%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $325
Border Bank savings score
80
Savings score
Higher than 52% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0003.30%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Border Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Limited Edition Savings Account
0.00%APY
Not available for business accounts, IRAs and HSAs. Variable APY. Balances under $25,000 earn 0% APY. Minimum opening deposit $50.00. No checks.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Balances under $25,000 earn 0% APY. Variable APY. Not available for business accounts, IRAs, and HSAs. | 0.00% | $0 | Balances under $25,000 earn 0% APY. Variable APY. Not available for business accounts, IRAs, and HSAs. |
| $25,000 and upBalances of $25,000 or greater earn 3.30% APY. Variable APY. Not available for business accounts, IRAs, and HSAs. | 3.30% | — | Balances of $25,000 or greater earn 3.30% APY. Variable APY. Not available for business accounts, IRAs, and HSAs. |
Sources (2)
- border.bank/Personal/Savings/L…-Edition-Savings-Account
- border.bank/personal/savings/l…-edition-savings-account
All captured Sep 19, 2026
Premier Investment Savings
0.50%APY
$10,000 minimum daily balance required to avoid $20 service fee in each monthly statement cycle. Free basic wallet or duplicate checks and free Cashier's Checks. Tiered interest rates.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $49,999$10,000 minimum daily balance required to avoid $20 monthly service fee. | 0.50% | $50 | $10,000 minimum daily balance required to avoid $20 monthly service fee. |
| $50,000 – $99,999$10,000 minimum daily balance required to avoid $20 monthly service fee. | 0.65% | — | $10,000 minimum daily balance required to avoid $20 monthly service fee. |
| $100,000 – $249,999$10,000 minimum daily balance required to avoid $20 monthly service fee. | 1.30% | — | $10,000 minimum daily balance required to avoid $20 monthly service fee. |
| $250,000 and up$10,000 minimum daily balance required to avoid $20 monthly service fee. | 1.80% | — | $10,000 minimum daily balance required to avoid $20 monthly service fee. |
Sources (3)
- border.bank/Personal/Savings
- border.bank/personal/savings
- border.bank/personal/savings/premier-investment-savings
All captured Sep 19, 2026
Simple Savings Plus
0.25%APY
$2,500 minimum daily balance required to avoid $10 service fee in each monthly statement cycle. Free basic wallet or duplicate checks (customer pays shipping).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$2,500 minimum daily balance required to avoid $10 monthly service fee.Any balance | 0.25% | $25 | $2,500 minimum daily balance required to avoid $10 monthly service fee. |
Sources (3)
- border.bank/Personal/Savings
- border.bank/personal/savings
- border.bank/personal/savings/simple-savings-plus
All captured Sep 19, 2026
Simple Savings
0.20%APY
$50 minimum daily balance required to avoid $2 service fee in each monthly statement cycle. Minimum daily balance waived on personal accounts for ages 18 and under. Free basic wallet or duplicate checks (customer pays shipping).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$50 minimum daily balance required to avoid $2 monthly service fee; fee waived for ages 18 and under.Any balance | 0.20% | $20 | $50 minimum daily balance required to avoid $2 monthly service fee; fee waived for ages 18 and under. |
Sources (3)
All captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.