Credit union · NCUA insured
Dakota Plains Credit Union Savings Rates
Dakota Plains Credit Union’s best savings rate is 0.60% APY on $10,000, with its Money Market Savings. Rates checked October 22, 2026.
How Dakota Plains Credit Union’s savings rates compare
Compared with banks and credit unions in North Dakota, where Dakota Plains Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Dakota Plains Credit Union
0.60%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $60
Money Market Savings
Top rate
Empeople Credit Union
3.25%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $325
2nd-highest rate
Tel-U-Watt Federal Credit Union
3.25%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $325
Dakota Plains Credit Union savings score
80
Savings score
Higher than 51% of U.S. banks and credit unions
- $1,000 balance$1,0000.02%
- $10,000 balance$10,0000.60%
- $100,000 balance$100,0001.25%
- QualifiedQualified0.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Dakota Plains Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Elite
Up to 1.50%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $50,000 – $149,999 | 1.25% | — |
| $150,000 and up | 1.50% | — |
Sources (1)
- dakotaplainscreditunion.com/se…s-tools/tools/rates.html · captured Oct 4, 2026
Money Market Savings
0.60%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $9,999 | 0.50% | — |
| $10,000 – $24,999 | 0.60% | $60 |
| $25,000 – $49,999 | 0.70% | — |
| $50,000 and up | 0.80% | — |
Sources (2)
- dakotaplainscreditunion.com/pe…oney-market-account.html
- dakotaplainscreditunion.com/se…s-tools/tools/rates.html
All captured Oct 4, 2026
Kasasa Saver
Up to 0.25%APY
Must be paired/linked with a Free Kasasa Cash Checking or Free Kasasa Cash Back account. Limit 1 account per social security number.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000When Kasasa Cash or Kasasa Cash Back account qualifications are met (at least 12 debit card purchases post and settle, enrolled in E-statements, and log into Virtual Branch/Mobiliti during Monthly Qualification Cycle). | 0.25% | $25 | When Kasasa Cash or Kasasa Cash Back account qualifications are met (at least 12 debit card purchases post and settle, enrolled in E-statements, and log into Virtual Branch/Mobiliti during Monthly Qualification Cycle). |
| Any balanceApplies to all balances when Kasasa Cash or Kasasa Cash Back qualifications are not met. | 0.02% | $2 | Applies to all balances when Kasasa Cash or Kasasa Cash Back qualifications are not met. |
| $25,001 and upWhen Kasasa Cash or Kasasa Cash Back account qualifications are met. Portion of balance over $25,000 earns 0.10% interest rate, resulting in a range from 0.10% to 0.25% APY depending on account balance. | 0.10% | — | When Kasasa Cash or Kasasa Cash Back account qualifications are met. Portion of balance over $25,000 earns 0.10% interest rate, resulting in a range from 0.10% to 0.25% APY depending on account balance. |
Membership Savings
0.02%APY
Represents share of ownership/membership in Dakota Plains CU.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $100 | 0.00% | — |
| $101 – $2,499 | 0.02% | — |
| $2,500 and up | 0.02% | $2 |
Special-purpose accounts
IRA Shares
2.00%APY
Available as Traditional and Roth IRA. Early withdrawals are subject to penalty by the IRS.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 – $5,000 | 1.80% | — |
| $5,001 and up | 2.00% | $200 |
Christmas Club Shares
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (2)
- dakotaplainscreditunion.com/lo…al-loans/auto-loans.html
- dakotaplainscreditunion.com/se…s-tools/tools/rates.html
All captured Oct 4, 2026
Pee Wee Shares
0.02%APY
Designed for junior members ages 12 and under.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $99 | 0.00% | — |
| $100 – $2,499 | 0.02% | — |
| $2,500 and up | 0.02% | $2 |
Teen Shares
0.02%APY
Designed for members ages 13-19.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $99 | 0.00% | — |
| $100 – $2,499 | 0.02% | — |
| $2,500 and up | 0.02% | $2 |
Who can join Dakota Plains Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- People (including businesses) who live, work, worship, or attend school in the community are eligible for membership.
- Anyone living within a 75-mile radius of the home office in Edgeley, ND is eligible for membership.
Family and household
- Immediate family members of qualifying community members and surviving spouses of persons who died while in the field of membership are eligible for membership.
- Immediate family members of an eligible member—including spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, and stepsibling—are eligible for membership.
Cost to join
- Membership requires opening a Savings Account with a minimum deposit of $5.
Membership information collected October 4, 2026.