Bank · FDIC insured
United Valley Bank Savings Rates
Top CarrotUnited Valley Bank’s best savings rate is 1.50% APY on $10,000, with its Valley Preferred Savings. Rates checked October 22, 2026.
How United Valley Bank’s savings rates compare
Compared with banks and credit unions near Grand Forks, ND-MN, where United Valley Bank has the most branches. $10,000, best rate first.
This bank’s best
United Valley Bank
1.50%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $150
Valley Preferred Savings
Top rate
American State Bank
2.02%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $202
2nd-highest rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
United Valley Bank savings score
88
Savings score
Higher than 83% of U.S. banks and credit unions
- $1,000 balance$1,0001.50%
- $10,000 balance$10,0001.50%
- $100,000 balance$100,0001.80%
- QualifiedQualified1.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where United Valley Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Valley Preferred Savings
1.50%APY
Limit of 6 preauthorized withdrawals per month. Interest compounded and credited monthly. Rates may vary. Fees could reduce earnings. Minimum initial deposit of $1,000.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Service charge of $10 per month if daily balance falls below $1,000 minimum. | 1.50% | $150 | Service charge of $10 per month if daily balance falls below $1,000 minimum. |
| $25,000 – $100,000Service charge of $10 per month if daily balance falls below $1,000 minimum. | 1.65% | — | Service charge of $10 per month if daily balance falls below $1,000 minimum. |
| $100,000 – $500,000Service charge of $10 per month if daily balance falls below $1,000 minimum. | 1.80% | — | Service charge of $10 per month if daily balance falls below $1,000 minimum. |
| $500,000 and upService charge of $10 per month if daily balance falls below $1,000 minimum. | 2.00% | — | Service charge of $10 per month if daily balance falls below $1,000 minimum. |
Sources (1)
- uvbank.net/personal · captured Sep 19, 2026
Valley Savings
0.25%APY
Limit of 6 preauthorized withdrawals per month. Interest compounded and credited monthly. Rates may vary. Fees could reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceService charge of $3 per month if daily balance falls below $200 minimum.Any balance | 0.25% | $25 | Service charge of $3 per month if daily balance falls below $200 minimum. |
Sources (1)
- uvbank.net/personal · captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.