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Credit union · NCUA insured

Fargo VA Federal Credit Union Savings Rates

Fargo VA Federal Credit Union’s best savings rate is 0.75% APY on $10,000, with its Money Market. Rates checked October 22, 2026.

How Fargo VA Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Fargo, ND-MN, where Fargo VA Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Fargo VA Federal Credit Union

    0.75%APY

    Requires
    None
    Minimum
    —
    Earns on $10,000 a year
    $75

    Money Market

  • Top rate

    Affinity Plus

    3.50%APY

    Requires
    Monthly account activity
    Minimum
    —
    Earns on $10,000 a year
    $350

    Affinity Plus rates

  • Top Carrot, Carrot Score 89

    2nd-highest rate

    Empeople Credit Union

    3.25%APY

    Requires
    Monthly account activity
    Minimum
    $0
    Earns on $10,000 a year
    $325

    Empeople Credit Union rates

Compare savings rates near you →

Fargo VA Federal Credit Union savings score

82

Savings score

Higher than 59% of U.S. banks and credit unions

By balance
  • $1,000 balance$1,0000.25%
  • $10,000 balance$10,0000.75%
  • $100,000 balance$100,0001.25%
  • QualifiedQualified0.75%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Fargo VA Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Fargo VA Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of Fargo VA Federal Credit Union are eligible for membership.
  • Employees and voting members of Dakota Consumer Council in Fargo, North Dakota qualifying under its charter and bylaws in effect on November 12, 2024 are eligible for membership.
  • Members of the Francis J. Beaton Disabled Veterans Chapter #1 in Fargo, ND are eligible for membership.
  • Members of the Arthur W. Jones VFW Post No. 7564 in West Fargo, ND are eligible for membership.
  • Members of the Roy Chandler VFW Post No. 762 in Fargo, ND are eligible for membership.

Military, government and schools

  • Employees of the Veterans Administration Medical and Regional Office Center who work in or are supervised from Fargo, North Dakota are eligible for membership.
5 more ways to join

Military, government and schools

  • Employees of the University of North Dakota who work at the University of North Dakota Medical Education Center located at the VA Medical Center in Fargo, North Dakota are eligible for membership.
  • Veterans Service Officers, State Representatives of the Department of Veterans Affairs, and their secretaries whose offices are located in Fargo, North Dakota or Moorhead, Minnesota are eligible for membership.

Family and household

  • Immediate family members, household members, and organizations of eligible persons are eligible for membership.
  • Spouses of persons who died while within the field of membership of the credit union are eligible for membership.

Other ways

  • Persons retired as pensioners or annuitants from qualifying field of membership employment are eligible for membership.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
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