Bank · FDIC insured
BankNorth Savings Rates
BankNorth’s best savings rate is 0.85% APY on $10,000, with its Money Market Accounts. Rates checked October 22, 2026.
How BankNorth’s savings rates compare
Compared with banks and credit unions near Fargo, ND-MN, where BankNorth has the most branches. $10,000, best rate first.
This bank’s best
BankNorth
0.85%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $85
Money Market Accounts
Top rate
Affinity Plus
3.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $350
2nd-highest rate
Empeople Credit Union
3.25%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $325
BankNorth savings score
83
Savings score
Higher than 64% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.85%
- $100,000 balance$100,0001.61%
- QualifiedQualified0.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where BankNorth ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Accounts
0.85%APY
The interest rate and annual percentage yield may change after account opening. Fees may reduce earnings on the account(s).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Average daily balance up to $24,999.99. Rate may change after account opening. Fees may reduce earnings. | 0.85% | $85 | Average daily balance up to $24,999.99. Rate may change after account opening. Fees may reduce earnings. |
| $25,000 – $100,000Average daily balance $25,000.00 to $99,999.99. Rate may change after account opening. Fees may reduce earnings. | 1.36% | — | Average daily balance $25,000.00 to $99,999.99. Rate may change after account opening. Fees may reduce earnings. |
| $100,000 – $250,000Average daily balance $100,000.00 to $249,999.99. Rate may change after account opening. Fees may reduce earnings. | 1.61% | — | Average daily balance $100,000.00 to $249,999.99. Rate may change after account opening. Fees may reduce earnings. |
| $250,000 – $500,000Average daily balance $250,000.00 to $499,999.99. Rate may change after account opening. Fees may reduce earnings. | 1.66% | — | Average daily balance $250,000.00 to $499,999.99. Rate may change after account opening. Fees may reduce earnings. |
| $500,000 and upAverage daily balance $500,000.00 and up. Rate may change after account opening. Fees may reduce earnings. | 1.71% | — | Average daily balance $500,000.00 and up. Rate may change after account opening. Fees may reduce earnings. |
Sources (2)
All captured Oct 4, 2026
Regular Savings
0.25%APY
You must maintain a minimum average daily balance of $25.00 to obtain the disclosed annual percentage yield. The interest rate and annual percentage yield may change after account opening. Fees may reduce earnings on the account(s).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upYou must maintain a minimum average daily balance of $25.00 to obtain the disclosed annual percentage yield. The interest rate and annual percentage yield may change after account opening. Fees may reduce earnings on the account(s).$25 and up | 0.25% | $25 | You must maintain a minimum average daily balance of $25.00 to obtain the disclosed annual percentage yield. The interest rate and annual percentage yield may change after account opening. Fees may reduce earnings on the account(s). |
Sources (2)
All captured Oct 4, 2026
Special-purpose accounts
IRA Savings
1.51%APY
The interest rate and annual percentage yield may change after account opening. Fees may reduce earnings on the account(s).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceThe interest rate and annual percentage yield may change after account opening. Fees may reduce earnings on the account(s).Any balance | 1.51% | $151 | The interest rate and annual percentage yield may change after account opening. Fees may reduce earnings on the account(s). |
Sources (1)
- banknorth.bank/banking/interest-rates · captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.