Credit union · NCUA insured
Postal Family FCU Savings Rates
Postal Family FCU’s best savings rate is 0.45% APY on $10,000, with its Money Market Share Accounts. Rates checked October 22, 2026.
How Postal Family FCU’s savings rates compare
Compared with banks and credit unions near Fargo, ND-MN, where Postal Family FCU has the most branches. $10,000, best rate first.
This credit union’s best
Postal Family FCU
0.45%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $45
Money Market Share Accounts
Top rate
Affinity Plus
3.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $350
2nd-highest rate
Empeople Credit Union
3.25%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $325
Postal Family FCU savings score
77
Savings score
Higher than 44% of U.S. banks and credit unions
- $1,000 balance$1,0000.45%
- $10,000 balance$10,0000.45%
- $100,000 balance$100,0000.55%
- QualifiedQualified0.45%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Postal Family FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Share Accounts
0.45%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $49,999 | 0.45% | $45 |
| $50,000 – $99,999 | 0.50% | — |
| $100,000 and up | 0.55% | — |
Share Savings
0.25%APY
Number of monthly withdrawals allowed may be limited.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.25% | $25 |
Special-purpose accounts
Traditional IRA & Roth IRA
0.60%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $10 and up | 0.60% | $60 |
Christmas Club Accounts
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.25% | $25 |
Who can join Postal Family FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in 31 specified counties in North Dakota, South Dakota, and Minnesota.
Membership information collected October 4, 2026.