Credit union · NCUA insured
Fargo VA Federal Credit Union
A $14.2M credit union headquartered in Fargo, ND, with 1,493 members and 1 branch in North Dakota. Best rates: CDs 4.00% and savings 0.75% APY.
Fargo VA Federal Credit Union Carrot Score
70
Carrot Score
Higher than 26% of U.S. banks and credit unions
#20 of 25 in Fargo, ND-MN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Fargo VA Federal Credit Union
- Headquarters
- 2101 Elm St N, Fargo, ND 58102-2417
- NCUA charter
- 288
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Fargo VA Federal Credit Union are eligible for membership.
- Employees and voting members of Dakota Consumer Council in Fargo, North Dakota qualifying under its charter and bylaws in effect on November 12, 2024 are eligible for membership.
- Members of the Francis J. Beaton Disabled Veterans Chapter #1 in Fargo, ND are eligible for membership.
- Members of the Arthur W. Jones VFW Post No. 7564 in West Fargo, ND are eligible for membership.
- Members of the Roy Chandler VFW Post No. 762 in Fargo, ND are eligible for membership.
Military, government and schools
- Employees of the Veterans Administration Medical and Regional Office Center who work in or are supervised from Fargo, North Dakota are eligible for membership.
5 more ways to join
Military, government and schools
- Employees of the University of North Dakota who work at the University of North Dakota Medical Education Center located at the VA Medical Center in Fargo, North Dakota are eligible for membership.
- Veterans Service Officers, State Representatives of the Department of Veterans Affairs, and their secretaries whose offices are located in Fargo, North Dakota or Moorhead, Minnesota are eligible for membership.
Family and household
- Immediate family members, household members, and organizations of eligible persons are eligible for membership.
- Spouses of persons who died while within the field of membership of the credit union are eligible for membership.
Other ways
- Persons retired as pensioners or annuitants from qualifying field of membership employment are eligible for membership.
Branches
1 branch in North Dakota
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North Dakota
1 branch
- Fargo VA Federal Credit UnionMain office2101 Elm St N, Fargo, ND 58102Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.63% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.00% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.92% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $62 | $59 | — |
- CapitalNet worth ratio12.63%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.00%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.92%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$62Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Fargo VA Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.