Compare Bank & Credit Union Rates
Best savings rates in New York
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 346–360 results in New York
- 0.25%APY$25 a year on $10,000
Requirements
Product: Dividends are compounded and paid based on the average daily balance method. Interest is paid monthly on balances over $100.00.
Offer: Dividends are compounded and paid based on the average daily balance method. Interest is paid monthly on balances over $100.00.
0.25% interest rate · Effective Sep 1, 2025
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Dividends paid quarterly.
Offer: Minimum deposit of $200 to get started. Minimum balance to obtain rate $200.
Effective Mar 1, 2023
Rate checked
More details - High Point Federal Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.00%–0.90% by balance
Credit union · 4 branches
0.25%APY$25 a year on $10,000Requirements
Product: Minimum opening deposit is $2,500. Must maintain a minimum average daily balance of $2,500 to earn monthly dividends and receive disclosed APY. Up to six withdrawals or pre-authorized transfers per month.
Offer: Minimum average daily balance of $2,500 required to earn dividends.
0.00% interest rate · Effective Dec 15, 2025
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.25% $10,000 – $25,000Your amountMust maintain a minimum average daily balance of $2,500 to receive disclosed APY. 0.25% $25,000 – $50,000Must maintain a minimum average daily balance of $2,500 to receive disclosed APY. 0.30% $50,000 – $100,000Must maintain a minimum average daily balance of $2,500 to receive disclosed APY. 0.35% $100,000 – $250,000Must maintain a minimum average daily balance of $2,500 to receive disclosed APY. 0.50% $250,000 and upMust maintain a minimum average daily balance of $2,500 to receive disclosed APY. 0.90% Rate checked
More details - High Point Federal Credit UnionShare SavingsSavings · $5 min · 0.00%–0.27% by balance
Credit union · 4 branches
0.25%APY$25 a year on $10,000Requirements
Product: Primary share savings account establishes credit union membership ($5 required hold). Minimum average daily balance of $300 required to earn dividends. No monthly service charges.
Offer: Must maintain a minimum average daily balance of $300 in account for the month to earn dividends.
0.00% interest rate · No monthly fee · Effective Mar 1, 2023
Rate by balance
Rate by balance for Share Savings Balance APY Up to $300 0.00% $300 – $10,000 0.20% $10,000 – $25,000Your amount 0.25% $25,000 and up 0.27% Rate checked
More details - Niagara Falls Air Force Federal Credit UnionShares Accounts (savings)Savings · $250 min
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Dividends are calculated by average daily balance method and may change quarterly. Fees may reduce earnings.
Offer: Minimum balance of $250.00 required to obtain the disclosed annual percentage yield.
Rate checked
More details - 0.25%APY$25 a year on $10,000
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Establishes membership at BufMet Credit Union and is required for any other credit union product.
Offer: Dividends paid quarterly on accounts with an average daily balance of $1,000.00 or more.
0.25% interest rate · Effective Jun 1, 2026
Rate checked
More details - Solvay BankMoney Market AccountMoney Market Account · $15 min · 0.15%–0.75% by balance
Bank · 10 branches
0.25%APY$25 a year on $10,000Requirements
Product: Avoid the $5 monthly service fee by maintaining a $2,500 minimum average daily balance. 15¢ per transaction when minimum balance is not met.
Offer: Minimum daily balance to obtain APY is $0.01. Avoid the $5 monthly service fee by maintaining a $2,500 minimum average daily balance.
0.15% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 0.15% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.35% $50,000 – $100,000 0.45% $100,000 – $250,000 0.65% $250,000 and up 0.75% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A minimum deposit of $25.00 is required to become a member. Dividends are earned on balances over $50.00 and are compounded and paid monthly.
0.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Open to members of Ontario Shores FCU. Initial share deposit of $5.00 required.
0.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Must live, work, worship, volunteer, or go to school in Oswego County (or be an eligible family/household member). Minimum balance to open is $5.00. Dividends compounded and credited quarterly; minimum average daily balance of $100 required to earn dividends.
Offer: Minimum balance of $5 required. Dividends earned on average daily balances of $100 to $4,999.
0.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Must be a U.S. citizen or lawful permanent resident with a U.S. physical address (or military APO/FPO), at least 18 years old, and have a U.S.-based mobile phone.
Offer: Variable rate for daily collected balance range 0 - $9,999.99. No minimum deposit required to open; no minimum balance required to obtain APY.
0.20% interest rate · Effective Jul 15, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: Interest is compounded daily and credited monthly. Each statement cycle includes 6 transfers; a $15.00 service fee applies for each transfer afterward.
0.20% interest rate · Compounded daily · No monthly fee · Effective Sep 25, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New York
719 accounts at 293 banks and credit unions · checked Oct 22–23
- Typical
- 0.20%
- Top 10% from
- 2.71%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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Find your bank or credit union to see all its rates and how they compare near you.
New York
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- Utica Gas & Electric Federal Credit UnionCredit union · 1 branch
- Salt City Federal Credit UnionCredit union · 2 branches