Bank · FDIC insured
Solvay Bank
A $1.2B bank headquartered in Solvay, NY, with 10 branches in New York. Best rates: CDs 4.00% and savings 0.25% APY.
Solvay Bank Carrot Score
81
Carrot Score
Higher than 55% of U.S. banks and credit unions
#16 of 32 in Syracuse, NY metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Solvay Bank
Founded in 1917, Solvay Bank is an independent community bank headquartered and operating in Onondaga County, New York.
The bank operates 10 locations in Central New York across Onondaga County and maintains a commercial lending presence in the Mohawk Valley.
- Headquarters
- 1537 Milton Ave, Solvay, NY 13209
- FDIC certificate
- 13297 ↗
Branches
10 branches in New York
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New York
10 branches
- Solvay BankMain office1537 Milton Ave, Solvay, NY 13209Directions
- Baldwinsville Branch197 Downer St, Baldwinsville, NY 13027Directions
- Camillus Branch56 Genesee St, Camillus, NY 13031Directions
- Cicero Branch7895 Brewerton Rd, Cicero, NY 13039Directions
- East Syracuse Smart Branch4248 James St, East Syracuse, NY 13057Directions
- Dewitt Branch6828 E Genesee St, Fayetteville, NY 13066Directions
- Liverpool Branch7421 Oswego Rd, Liverpool, NY 13090Directions
- North Syracuse Branch628 S Main St, North Syracuse, NY 13212Directions
- Syracuse Branch109 S Warren St, Syracuse, NY 13202Directions
- Westvale Smart Branch3201 W Genesee St, Syracuse, NY 13219Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.53% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.11% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.76% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $71 | $88 | — |
- CapitalLeverage ratio9.53%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.11%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.76%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$71Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Solvay Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.