Credit union · NCUA insured
BufMet Credit Union
Top CarrotA $145.2M credit union headquartered in Buffalo, NY, with 17,293 members and 1 branch in New York. Best rates: CDs 3.71% and savings 0.75% APY.
BufMet Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 92% of U.S. banks and credit unions
#9 of 52 in Buffalo, NY metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About BufMet Credit Union
Serving members since 1937, BufMet Credit Union (formerly Buffalo Metropolitan FCU) is based in Buffalo, New York.
- Headquarters
- 62 S Elmwood Ave, Buffalo, NY 14202-2609
- NCUA charter
- 2209
Branches
1 branch in New York
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New York
1 branch
- Main-62 S Elmwood Ave Buffalo, NY 14202-2609Main office62 S Elmwood Ave, Buffalo, NY 14202Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.39% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 3.69% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.24% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $92 | $76 | — |
- CapitalNet worth ratio12.39%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late3.69%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.24%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$92Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of BufMet Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.