Credit union · NCUA insured
BufMet Credit Union Savings Rates
Top CarrotBufMet Credit Union’s best savings rate is 0.75% APY on $10,000, with its Money Market Accounts (MMAs). Rates checked October 16, 2026.
How BufMet Credit Union’s savings rates compare
Compared with banks and credit unions near Buffalo, NY, where BufMet Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
BufMet Credit Union
0.75%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $75
Money Market Accounts (MMAs)
Top rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
2nd-highest rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
BufMet Credit Union savings score
82
Savings score
Higher than 59% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where BufMet Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Accounts (MMAs)
0.75%APY
Dividends are paid quarterly, compounded daily, on accounts with an average daily balance of $2,500.00 or more.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $10,000Dividends are paid quarterly, compounded daily, on accounts with an average daily balance of $2,500.00 or more. | 0.50% | — | Dividends are paid quarterly, compounded daily, on accounts with an average daily balance of $2,500.00 or more. |
| $10,000 – $25,000Dividends are paid quarterly, compounded daily, on accounts with an average daily balance of $2,500.00 or more. | 0.75% | $75 | Dividends are paid quarterly, compounded daily, on accounts with an average daily balance of $2,500.00 or more. |
| $25,000 – $50,000Dividends are paid quarterly, compounded daily, on accounts with an average daily balance of $2,500.00 or more. | 0.85% | — | Dividends are paid quarterly, compounded daily, on accounts with an average daily balance of $2,500.00 or more. |
| $50,000 – $1,000,000Dividends are paid quarterly, compounded daily, on accounts with an average daily balance of $2,500.00 or more. | 1.00% | — | Dividends are paid quarterly, compounded daily, on accounts with an average daily balance of $2,500.00 or more. |
Sources (3)
All captured Sep 17, 2026
Share Account
0.25%APY
Establishes membership at BufMet Credit Union and is required for any other credit union product.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upDividends paid quarterly on accounts with an average daily balance of $1,000.00 or more.$1,000 and up | 0.25% | $25 | Dividends paid quarterly on accounts with an average daily balance of $1,000.00 or more. |
Special-purpose accounts
Individual Retirement Accounts (IRAs)
2.52%APY
Traditional IRA, Roth IRA, and Coverdell Educational Savings Account options available.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upDividends paid quarterly on accounts with an average daily balance of $1,000.00 or more.$1,000 and up | 2.52% | $252 | Dividends paid quarterly on accounts with an average daily balance of $1,000.00 or more. |
Safari Saving Club
0.25%APY
Must be under the age of 14.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upDividends paid quarterly on accounts with an average daily balance of $500.00 or more.$500 and up | 0.25% | $25 | Dividends paid quarterly on accounts with an average daily balance of $500.00 or more. |
Sources (3)
All captured Sep 17, 2026
Teen Cents Account
0.25%APY
Must be under the age of 19.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upDividends paid quarterly on accounts with an average daily balance of $500.00 or more.$500 and up | 0.25% | $25 | Dividends paid quarterly on accounts with an average daily balance of $500.00 or more. |
Sources (3)
All captured Sep 17, 2026
Who can join BufMet Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.