Credit union · NCUA insured
I AM Federal Credit Union Savings Rates
I AM Federal Credit Union’s best savings rate is 0.25% APY on $10,000, with its Primary Share Accounts. Rates checked October 16, 2026.
How I AM Federal Credit Union’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where I AM Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
I AM Federal Credit Union
0.25%APY
- Requires
- None
- Minimum
- $200
- Earns on $10,000 a year
- $25
Primary Share Accounts
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
I AM Federal Credit Union savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where I AM Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Primary Share Accounts
0.25%APY
Dividends paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 and upMinimum deposit of $200 to get started. Minimum balance to obtain rate $200.$200 and up | 0.25% | $25 | Minimum deposit of $200 to get started. Minimum balance to obtain rate $200. |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
Vacation Club Accounts
0.25%APY
Term account; no checks will be mailed. Funds will be transferred to your regular share account on or about July 15th each year. Dividends paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upMust deposit $1.00 to open. Must maintain a minimum balance of $1.00 each day to obtain the disclosed APY. Funds transfer to regular share account on or about July 15th each year.$1 and up | 0.25% | $25 | Must deposit $1.00 to open. Must maintain a minimum balance of $1.00 each day to obtain the disclosed APY. Funds transfer to regular share account on or about July 15th each year. |
Sources (3)
- iamfedcu.org/personal/checkingandsavings
- iamfedcu.org/personal/saving-rates-2
- iamfedcu.org/personal/saving-rates
All captured Sep 17, 2026
Who can join I AM Federal Credit Union
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