Compare Bank & Credit Union Rates
Best savings rates in New York
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 556–570 results in New York
- 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must maintain an active Kasasa Cash or Kasasa Cash Back checking account to have a Kasasa Saver account. Requires enrollment in online banking and eStatements.
Offer: Base rate applied to all balances if monthly qualifications are not met in linked Kasasa checking account.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - PenFed Credit UnionMoney Market Savings AccountMoney Market Savings Account · $25 min
Credit union · 3 branches
0.05%APY$5 a year on $10,0000.05% interest rate · Effective Oct 9, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must maintain an open/eligible U.S. HSBC Premier checking account linked to the savings account. Not available to business customers.
Offer: Standard APY.
Qualified rate
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - Advantage Financial Federal Credit UnionShare SavingsSavings · $5 min · 0.00%–0.05% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Your share of ownership in Advantage Financial. Must meet membership eligibility requirements. $5 minimum balance required for membership. Dividends calculated based on average daily balance and compounded monthly.
Offer: Min. Daily Avg. Balance Less than $100.00. No monthly service charges.
0.00% interest rate · Compounded monthly · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Share Savings Balance APY Up to $100 0.00% Over $100Your amount 0.05% Rate checked
More details - Peoples Security Bank & TrustEveryday SaverSavings · $25 min · 0.05%–0.20% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Variable tiered rates; no minimum balance required to earn interest. Interest compounded and credited quarterly using the daily balance method. $5 monthly service charge if average daily balance falls below $100; fee assessed and refunded with a recurring direct deposit. Unlimited deposits and withdrawals.
Offer: $5 monthly fee if average daily balance is below $100; refunded with recurring direct deposit. Variable rate; no minimum balance to earn interest.
0.05% interest rate · $5 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Everyday Saver Balance APY Up to $50,000Your amount 0.05% $50,000 – $100,000Variable rate. 0.15% $100,000 and upVariable rate. 0.20% Rate checked
More details - Peoples Security Bank & TrustPersonal Money MarketPersonal Money Market · $2,500 min · 0.05%–0.45% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Consumer money market with check-writing and transfer access; up to 10 free withdrawals or transfers per statement cycle. Interest is variable, compounded and credited monthly using the daily balance method. A $2,500.00 minimum daily/average daily balance is required to earn interest. $8.00 monthly minimum-balance fee if average daily balance falls below $2,500.00. Offered in PA, NY, and NJ.
Offer: Variable rates may change at any time. Minimum $2,500.00 to earn interest. $8.00 monthly fee if average daily balance is below $2,500.00.
0.05% interest rate · $8 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY $2,500 – $100,000Your amount 0.05% $100,000 – $249,999Rate-table high bound is $249,999.00. 0.10% $250,000 – $1,000,000 0.15% $1,000,000 – $5,000,000 0.30% $5,000,000 and up 0.45% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Enhanced rates require being the primary owner of a qualifying MaxEarnings Checking account. Variable rates; no minimum balance required to earn interest. Product page: $5 monthly fee if average daily balance falls below $25, refunded with recurring direct deposit. Comparison table instead uses a $100 average-daily-balance threshold and $0/$5 fee. Interest compounding is stated as monthly on the product page and quarterly in one feature blurb.
Offer: When MaxEarnings Saver qualifications are not met, the entire daily balance earns 0.05% interest and 0.05% APY. Variable; no minimum balance to earn interest.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Dec 23, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Designed to help save for longer-term goals with automatic transfers from Wayne Bank checking. Accounts with daily balances below $200 are subject to a $2.00 monthly service fee.
Offer: Interest is earned on daily balances of $50 or more. Accounts with daily balances below $200 are subject to a $2.00 monthly service fee.
$2 monthly fee · Effective Oct 6, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends credited quarterly. Membership requirements apply.
Offer: Dividends credited quarterly.
Effective Sep 22, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest compounded daily and posted quarterly. Direct deposit available. No monthly service fee. Minimum balance of $25.00 to open and earn interest. Deposit accounts are only opened for consumers residing or businesses located within 150 miles of Syracuse, NY location.
0.05% interest rate · Compounded daily · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest compounded daily and posted monthly. ATM card available. No monthly service fee. Minimum balance of $25.00 to open and earn interest. Deposit accounts are only opened for consumers residing or businesses located within 150 miles of Syracuse, NY location.
0.05% interest rate · Compounded daily · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Links to free Thrive Interest or Thrive Cash Back checking. Interest earned in Thrive Interest is automatically transferred to Thrive Savings each statement cycle and does not compound. Limit one account per Social Security Number.
Offer: Base rate on all balances if monthly qualifications in Thrive Interest or Thrive Cash Back are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Sep 28, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A $5.00 deposit establishes your Niagara's Choice account.
Offer: Dividend rates compounded daily and credited quarterly to all types of share accounts. A minimum $250.00 balance is required to earn a dividend on all but Youth Accounts.
0.05% interest rate · Compounded daily · Effective Sep 17, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Primary membership savings account requires a $5 minimum balance. Additional savings accounts may be added. Average daily balance of $118 required to earn APY.
Offer: Dividends calculated by average daily balance method. Minimum balance to earn APY is $118. No monthly maintenance fees.
0.05% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New York
719 accounts at 293 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.71%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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New York
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- SJP Federal Credit UnionCredit union · 1 branch
- Ontario Shores FCUCredit union · 5 branches