Bank · FDIC insured
Maple City Savings Bank
A $121.8M bank headquartered in Hornell, NY, with 2 branches in New York. Best rates: CDs 3.85% and savings 0.10% APY.
Maple City Savings Bank Carrot Score
70
Carrot Score
Higher than 27% of U.S. banks and credit unions
#4 of 7 in Corning, NY metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Maple City Savings Bank
Maple City Savings Bank, FSB has been serving customers since 1906.
- Headquarters
- 145 Main St, Hornell, NY 14843
- FDIC certificate
- 28585 ↗
Branches
2 branches in New York
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New York
2 branches
- Maple City Savings Bank, FSBMain office145 Main St, Hornell, NY 14843Directions
- Seneca Office Branch7301 Seneca Rd N, Hornell, NY 14843Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.46% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.44% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.65% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $82 | $81 | — |
- CapitalLeverage ratio9.46%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.44%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.65%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$82Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Maple City Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.