Credit union · NCUA insured
Kinecta Savings Rates
Kinecta’s best savings rate is 0.05% APY on $10,000, with its Traditional Savings. Rates checked October 16, 2026.
How Kinecta’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where Kinecta has the most branches. $10,000, best rate first.
This credit union’s best
Kinecta
0.05%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $5
Traditional Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
Kinecta savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Kinecta ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Traditional Savings
0.05%APY
Dividends credited quarterly. Membership requirements apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends credited quarterly.Any balance | 0.05% | $5 | Dividends credited quarterly. |
Sources (1)
- kinecta.org/checking-saving · captured Oct 6, 2026
Who can join Kinecta
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.