Bank · FDIC insured
Maple City Savings Bank Savings Rates
Maple City Savings Bank’s best savings rate is 0.10% APY on $10,000, with its Flex Savings. Rates checked October 16, 2026.
How Maple City Savings Bank’s savings rates compare
Compared with banks and credit unions near Corning, NY, where Maple City Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Maple City Savings Bank
0.10%APY
- Minimum
- $10
- Earns on $10,000 a year
- $10
Flex Savings
Top rate
Five Star Bank
2.75%APY
- Minimum
- $10,000
- Earns on $10,000 a year
- $275
2nd-highest rate
ServU Credit Union
0.50%APY
- Minimum
- $5
- Earns on $10,000 a year
- $50
Maple City Savings Bank savings score
75
Savings score
Higher than 38% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.50%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Maple City Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Free Thrive Savings
2.00%APY on $10,000
Links to free Thrive Interest or Thrive Cash Back checking. Interest earned in Thrive Interest is automatically transferred to Thrive Savings each statement cycle and does not compound. Limit one account per Social Security Number.
| Part of the balance | Rate on that part |
|---|---|
| Up to $20,000 | 1.98% |
| $20,000 and up | 0.25% |
On $10,000 the tiers blend to about 2.00% APY, earning $200 a year.
Sources (3)
- maplecitysavings.com/personal/personal-savings
- maplecitysavings.com/personal/…free-thrive-savings.html
- maplecitysavings.com/tools/rates.html
All captured Oct 6, 2026
Flex Savings
0.10%APY
Tiered statement-savings account. Maintain an average daily balance of $200.00 to avoid a $2.00 monthly service fee (waived if primary account holder is under age 18).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Monthly fee of $2.00 waived if average daily balance is $200.00 or more, or if primary account holder is under age 18. Must maintain a minimum daily balance of $10.00 to earn interest and the stated APY. | 0.10% | — | Monthly fee of $2.00 waived if average daily balance is $200.00 or more, or if primary account holder is under age 18. Must maintain a minimum daily balance of $10.00 to earn interest and the stated APY. |
| $10,000 – $50,000Monthly fee of $2.00 waived if average daily balance is $200.00 or more, or if primary account holder is under age 18. | 0.10% | $10 | Monthly fee of $2.00 waived if average daily balance is $200.00 or more, or if primary account holder is under age 18. |
| $50,000 – $100,000Monthly fee of $2.00 waived if average daily balance is $200.00 or more, or if primary account holder is under age 18. | 0.25% | — | Monthly fee of $2.00 waived if average daily balance is $200.00 or more, or if primary account holder is under age 18. |
| $100,000 – $250,000Monthly fee of $2.00 waived if average daily balance is $200.00 or more, or if primary account holder is under age 18. | 0.50% | — | Monthly fee of $2.00 waived if average daily balance is $200.00 or more, or if primary account holder is under age 18. |
| $250,000 – $1,000,000Monthly fee of $2.00 waived if average daily balance is $200.00 or more, or if primary account holder is under age 18. | 0.75% | — | Monthly fee of $2.00 waived if average daily balance is $200.00 or more, or if primary account holder is under age 18. |
| $1,000,000 – $5,000,000Monthly fee of $2.00 waived if average daily balance is $200.00 or more, or if primary account holder is under age 18. | 0.25% | — | Monthly fee of $2.00 waived if average daily balance is $200.00 or more, or if primary account holder is under age 18. |
| $5,000,000 and upMonthly fee of $2.00 waived if average daily balance is $200.00 or more, or if primary account holder is under age 18. | 0.00% | — | Monthly fee of $2.00 waived if average daily balance is $200.00 or more, or if primary account holder is under age 18. |
Sources (3)
- maplecitysavings.com/personal/personal-savings
- maplecitysavings.com/personal/…avings/flex-savings.html
- maplecitysavings.com/tools/rates.html
All captured Oct 6, 2026
Special-purpose accounts
Christmas Club Account
0.10%APY
Disbursement check will be mailed about a week after September 20th. Penalty for early withdrawal.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMust deposit $5.00 to open account and maintain a minimum daily balance of $10.00 to earn interest and stated APY. Earns competitive compounded interest on entire balance.$10 and up | 0.10% | $10 | Must deposit $5.00 to open account and maintain a minimum daily balance of $10.00 to earn interest and stated APY. Earns competitive compounded interest on entire balance. |
Sources (3)
- maplecitysavings.com/personal/personal-savings
- maplecitysavings.com/personal/…istmas-club-account.html
- maplecitysavings.com/tools/rates.html
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.