Bank · FDIC insured
Geddes Federal Savings and Loan Association Savings Rates
Geddes Federal Savings and Loan Association’s best savings rate is 0.30% APY on $10,000, with its Money Market Savings Account. Rates checked October 17, 2026.
How Geddes Federal Savings and Loan Association’s savings rates compare
Compared with banks and credit unions near Syracuse, NY, where Geddes Federal Savings and Loan Association has the most branches. $10,000, best rate first.
This bank’s best
Geddes Federal Savings and Loan Association
0.30%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $30
Money Market Savings Account
Top rate
Canandaigua National Bank
3.15%APY
- Minimum
- $0
- Earns on $10,000 a year
- $315
2nd-highest rate
Ukrainian Federal Credit Union
2.02%APY
- Minimum
- —
- Earns on $10,000 a year
- $202
Geddes Federal Savings and Loan Association savings score
74
Savings score
Higher than 37% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.70%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Geddes Federal Savings and Loan Association ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Premier Money Market Account
0.30%APY
Earns daily compounded interest with rates posted monthly. No monthly service fee. Includes ATM card availability, online banking, monthly statements, and unlimited transactions. Money Markets require an initial deposit of $1,000.00. Notice: Deposit accounts are only opened for consumers residing or businesses that are located within 150 miles of Syracuse, New York location.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $999Minimum balance of $25.00 required to earn interest. Initial deposit requirement is $1,000.00. | 0.05% | — | Minimum balance of $25.00 required to earn interest. Initial deposit requirement is $1,000.00. |
| $1,000 – $50,000 | 0.30% | $30 | |
| $50,000 – $100,000 | 0.55% | — | |
| $100,000 – $250,000 | 0.70% | — | |
| $250,000 and up | 0.80% | — |
Money Market Savings Account
0.30%APY
Passbook Account earning daily compounded interest with no monthly service fee. Interest rates posted quarterly. Requires an initial deposit of $1,000.00. Deposit accounts are only opened for consumers residing or businesses that are located within 150 miles of Syracuse, New York location.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $50,000 | 0.30% | $30 |
| $50,000 – $100,000 | 0.45% | — |
| $100,000 – $250,000 | 0.60% | — |
| $250,000 and up | 0.70% | — |
Sources (2)
- geddesfederal.com/money-market…account-near-syracuse-ny
- geddesfederal.com/savings-deposit-rates-near-syracuse-ny
All captured Oct 17, 2026
Passbook Savings
0.05%APY
Interest compounded daily and posted quarterly. Direct deposit available. No monthly service fee. Minimum balance of $25.00 to open and earn interest. Deposit accounts are only opened for consumers residing or businesses located within 150 miles of Syracuse, NY location.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.05% | $5 |
Sources (2)
- geddesfederal.com/savings-accounts-near-syracuse-ny
- geddesfederal.com/savings-deposit-rates-near-syracuse-ny
All captured Oct 6, 2026
Statement Savings
0.05%APY
Interest compounded daily and posted monthly. ATM card available. No monthly service fee. Minimum balance of $25.00 to open and earn interest. Deposit accounts are only opened for consumers residing or businesses located within 150 miles of Syracuse, NY location.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.05% | $5 |
Special-purpose accounts
Holiday/Vacation Club Account
0.05%APY
Minimum balance of $25.00 to open and earn interest.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.05% | $5 |
Sources (1)
- geddesfederal.com/online-savings-interest-rates · captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.