Compare Bank & Credit Union Rates
Best savings rates in Amherst, NY
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Erie County, NY · Showing Erie County, NY: too few institutions in Amherst, NY
- 0.25%APY$25 a year on $10,000
Requirements
Product: A deposit of one share ($5.00) is required for membership. Dividends are declared and paid quarterly by the Board of Directors on the average daily balance. Inactive accounts (no deposit or withdrawal for 24+ months) are charged a $15.00 quarterly fee.
Offer: Dividends earned on average daily balance and paid quarterly; APY assumes dividends remain on deposit for one year.
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Primary account for all members representing ownership in the Credit Union. Dividends are paid quarterly based on the average daily balance.
Offer: Must maintain a minimum balance of $5.00 to remain active. Accounts require a minimum average daily balance of $100.00 to earn dividends/APY. A $5.00 monthly fee applies for no activity on balances under $100.00.
0.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Establishes membership at BufMet Credit Union and is required for any other credit union product.
Offer: Dividends paid quarterly on accounts with an average daily balance of $1,000.00 or more.
0.25% interest rate · Effective Jun 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - Northwest BankAffinity Plus Money MarketAffinity Plus Money Market · $25 min · 0.10%–0.30% by balance
Bank · 16 branches
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: Must have Affinity Plus Checking account to qualify. Monthly service charge of $10 can be avoided with an Affinity Plus Checking or $2,500 average daily balance. Variable rate account; rates valid only for accounts opened online.
Offer: Must have Affinity Plus Checking account to qualify. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Monthly fee of $10 can be avoided with an Affinity Plus Checking or $2,500 average daily balance.
Qualified rate · $10 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Affinity Plus Money Market Balance APY Up to $5,000 0.10% $5,000 – $50,000Your amount 0.20% $50,000 – $100,000 0.25% $100,000 – $250,000 0.30% $250,000 – $5,000,000 0.30% $5,000,000 and up 0.30% Rate checked
More details - Cattaraugus County BankCCB Advantage SavingsSavings · $25 min · 0.20%–1.01% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Free account that builds savings. No CCB Advantage Checking Account required. Requires enrollment in E-statements. 15 free withdrawals per month.
Offer: Daily balances of $25,000 or less earn 0.20% interest rate on entire balance. Requires enrollment in E-statements. No monthly maintenance fees.
0.20% interest rate · No monthly fee · Effective Jun 2, 2025
Rate by balance
Rate by balance for CCB Advantage Savings Balance APY Up to $25,000Your amount 0.20% $25,000 and up 0.50% $250,000 and up 1.01% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Membership eligibility required. $5.00 minimum deposit plus $5.00 membership fee required to open account. Dividends paid quarterly.
Offer: A $50.00 minimum balance is required to earn dividends. Dividends paid quarterly. $5.00 new account fee.
0.15% interest rate · No monthly fee · Effective Sep 30, 2026
Rate checked
More details - Great Erie Federal Credit UnionSavings AccountSavings · $5 min · 0.00%–0.15% by balance
Credit union · 3 branches
0.15%APY$15 a year on $10,000Requirements
Product: Minimum opening deposit of $5 to become a member. Dividends are earned on the average daily balance and paid monthly. Rates quoted are anticipated to be paid on October 31, 2026. Dividend rate and APY are subject to change monthly without notice.
0.00% interest rate
Rate by balance
Rate by balance for Savings Account Balance APY Up to $25 0.00% Up to $1,000 0.15% $1,000 – $10,000 0.15% $10,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.15% Over $50,000 0.15% Rate checked
More details - Morton Lane Federal Credit UnionPrimary Share Accounts (Savings)Savings · $500 min · 0.01%–0.50% by balance
Credit union · 3 branches
0.15%APY$15 a year on $10,000intro rateRequirements
Product: Primary account for all members representing ownership share in the Credit Union. Must maintain a minimum balance of $5.00 to remain active. Dividends are calculated on average daily balance and paid quarterly on deposit accounts that maintain a balance of $500.00.
Offer: 3rd QTR 2026 dividend rate. Minimum balance of $500 required to earn dividends.
Promotional rate · 0.01% interest rate
Rate by balance
Rate by balance for Primary Share Accounts (Savings) Balance APY $500 – $2,000 0.01% $2,000 – $5,000 0.01% $5,000 – $10,000 0.05% $10,000 – $20,000Your amount 0.15% $20,000 – $50,000 0.30% $50,000 – $100,000 0.50% $100,000 and up 0.50% Rate checked
More details - Bank of HollandMoney Market SavingsMoney Market Savings · $0 min · 0.05%–0.70% by balance
Bank · 3 branches
0.15%APY$15 a year on $10,0000.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.05% $2,500 – $25,000Your amount 0.15% $25,000 – $50,000 0.40% $50,000 – $100,000 0.40% $100,000 – $200,000 0.50% $200,000 and up 0.70% Rate checked
More details - Kaleida Health Federal Credit UnionRegular Share (Savings) AccountSavings · $500 min
Credit union · 3 branches
0.15%APY$15 a year on $10,000Requirements
Product: Open to healthcare workers in Erie or Niagara County, NY, or employees of Kaleida Health or Brylin Hospital, and their families. Minimum deposit of $6 to establish membership.
Offer: Dividends paid quarterly on balances over $500.
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Primary account representing share of ownership in Credit Union. Minimum balance of $5.00 to remain open and active. Par value of membership share is $25 ($5 for existing memberships transitioning to $25). Dividends paid quarterly based on average daily balance/quarterly balance.
Offer: Early withdrawal penalty is 30 days of accrued dividends. Dividends disbursed and compounded on the last day of the quarter.
0.15% interest rate · Balance cap $25,000
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Visit local branch to open.
Offer: Variable rate account.
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: A minimum balance of $5.00 is required in Regular Account to be considered a member. $1.00 service charge to open an account ($2.00 for joint accounts). 12 free withdrawals per calendar year, then $2.00 service charge per additional withdrawal (waived for members with loans in good standing and/or balance of $1,500 or more). Minimum withdrawal is $25.00.
Effective Sep 30, 2026
Rate by balance
Rate by balance for Regular Shares Balance APY Up to $250 0.00% $250 – $10,000Your amount 0.10% $10,001 and up 0.12% Rate checked
More details - Northwest BankAffinity Money MarketAffinity Money Market · $25 min · 0.05%–0.20% by balance
Bank · 16 branches
0.10%APY$10 a year on $10,000Requirements
Product: Monthly service charge of $10 can be avoided with an Affinity Checking or $2,500 average daily balance. Designed to work alongside your checking account. Variable rate account; rates valid only for accounts opened online.
Offer: You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Monthly fee of $10 can be avoided with an Affinity Checking or $2,500 average daily balance.
$10 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Affinity Money Market Balance APY Up to $5,000 0.05% $5,000 – $50,000Your amount 0.10% $50,000 – $100,000 0.15% $100,000 – $250,000 0.20% $250,000 – $5,000,000 0.20% $5,000,000 and up 0.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Erie County, NY
99 accounts at 47 banks and credit unions · checked Oct 6–22
- Typical
- 0.20%
- Top 10% from
- 1.72%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.33%
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Buffalo, NY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
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