Credit union · NCUA insured
MOOG Employees FCU Savings Rates
Top CarrotMOOG Employees FCU’s best savings rate is 3.40% APY on $10,000, with its Platinum Money Market Shares. Rates checked October 16, 2026.
How MOOG Employees FCU’s savings rates compare
Compared with banks and credit unions near Buffalo, NY, where MOOG Employees FCU has the most branches. $10,000, best rate first.
This credit union’s best
MOOG Employees FCU
3.40%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $340
Platinum Money Market Shares
Top rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
2nd-highest rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
MOOG Employees FCU savings score
94
Savings score
Higher than 96% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0003.40%
- $100,000 balance$100,0003.40%
- QualifiedQualified3.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where MOOG Employees FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Platinum Money Market Shares
3.40%APY
Funds on deposit in the Platinum Money Market account cannot be used as collateral for Share Secured Loans. Rates on variable rate accounts could change after account opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10,000 – $500,000Minimum balance to open account is $10,000.00. Minimum balance of $10,000.00 required to earn dividends. Deposit not to exceed $500,000.00.$10,000 – $500,000 | 3.40% | $340 | Minimum balance to open account is $10,000.00. Minimum balance of $10,000.00 required to earn dividends. Deposit not to exceed $500,000.00. |
Money Market Shares
0.55%APY
Rates on variable rate accounts could change after account opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upMinimum balance of $2,500.00 required to earn dividends.$2,500 and up | 0.55% | $55 | Minimum balance of $2,500.00 required to earn dividends. |
Regular Share Savings
0.15%APY
Membership eligibility required. $5.00 minimum deposit plus $5.00 membership fee required to open account. Dividends paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upA $50.00 minimum balance is required to earn dividends. Dividends paid quarterly. $5.00 new account fee.$50 and up | 0.15% | $15 | A $50.00 minimum balance is required to earn dividends. Dividends paid quarterly. $5.00 new account fee. |
Sources (3)
All captured Oct 7, 2026
Special-purpose accounts
Christmas Share Savings Accounts
0.15%APY
Allows members to build reserves for holiday gifts and travel. Funds can be transferred to share or share draft account for the holidays.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upA minimum balance of $50.00 is required to earn dividends.$50 and up | 0.15% | $15 | A minimum balance of $50.00 is required to earn dividends. |
IRA Savings
0.15%APY
Tax-advantaged savings plan available as Traditional, Roth, or Coverdell Educational IRAs. Contribution limits and eligibility restrictions apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceSave Tax Free.Any balance | 0.15% | $15 | Save Tax Free. |
Vacation Share Savings Accounts
0.15%APY
Allows saving at own pace via manual or automatic payroll deposits.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upA minimum balance of $50.00 is required to earn dividends.$50 and up | 0.15% | $15 | A minimum balance of $50.00 is required to earn dividends. |
Youth Share Accounts
0.15%APY
Must be under 18 to be eligible. Account automatically transfers to Regular Share Savings Account at the end of the month the member turns 18. Dividends paid monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance to earn dividends. Dividends paid monthly. No new account fee.Any balance | 0.15% | $15 | No minimum balance to earn dividends. Dividends paid monthly. No new account fee. |
Sources (3)
All captured Oct 7, 2026
Who can join MOOG Employees FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Cobham Mission Systems (formerly Carleton Technologies) are eligible for membership.
- Employees of MOOG, Inc. who work in or are paid from East Aurora, New York are eligible for membership.
Family and household
- Members of the immediate families of qualifying persons are eligible for membership.
- Spouses of persons who died while within the field of membership of this credit union are eligible for membership.
Other ways
- Employees of this credit union are eligible for membership.
- Persons retired as pensioners or annuitants from the qualifying employee groups or credit union are eligible for membership.
Cost to join
- A $5.00 minimum balance is required to open an account.
- A $5.00 opening fee is required when opening an account.
Membership information collected October 5, 2026.