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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Buffalo, NY metro

Showing 1–25 of 52 scored

  1. Top Carrot, Carrot Score 99
    Ontario Shores FCUCDs 95 · Savings 88 · Auto 96 · Cards 84

    Credit union · 4 branches

    99Carrot Score#1 in Buffalo, NY metro
  2. Top Carrot, Carrot Score 98
    SJP Federal Credit UnionCDs 98 · Savings 96 · Auto 71

    Credit union · 1 branch

    98Carrot Score#2 in Buffalo, NY metro
  3. Top Carrot, Carrot Score 97
    Niagara's ChoiceCDs 60 · Savings 61 · Auto 96 · Cards 89

    Credit union · 5 branches

    97Carrot Score#3 in Buffalo, NY metro
  4. Top Carrot, Carrot Score 96
    Great Erie Federal Credit UnionCDs 72 · Savings 83 · Auto 94 · Cards 89

    Credit union · 3 branches

    96Carrot Score#4 in Buffalo, NY metro
  5. Top Carrot, Carrot Score 95
    Greater Woodlawn FCUCDs 65 · Savings 75 · Auto 97 · Cards 88

    Credit union · 1 branch

    95Carrot Score#5 in Buffalo, NY metro
  6. Top Carrot, Carrot Score 94
    MOOG Employees FCUCDs 75 · Savings 94 · Auto 91

    Credit union · 1 branch

    94Carrot Score#6 in Buffalo, NY metro
  7. Top Carrot, Carrot Score 94
    Town of Cheektowaga Federal Credit UnionCDs 89 · Savings 76 · Auto 93 · Cards 62

    Credit union · 1 branch

    94Carrot Score#7 in Buffalo, NY metro
  8. Top Carrot, Carrot Score 93
    Buffalo Conrail Federal Credit UnionCDs 83 · Savings 89 · Auto 90 · Cards 82

    Credit union · 1 branch

    93Carrot Score#8 in Buffalo, NY metro
  9. Top Carrot, Carrot Score 91
    BufMet Credit UnionCDs 71 · Savings 82 · Auto 86 · Cards 95

    Credit union · 1 branch

    91Carrot Score#9 in Buffalo, NY metro
  10. Top Carrot, Carrot Score 90
    Niagara Regional FCUCDs 81 · Savings 61 · Auto 89 · Cards 88

    Credit union · 2 branches

    90Carrot Score#10 in Buffalo, NY metro
  11. Top Carrot, Carrot Score 89
    Cornerstone Community Federal Credit UnionCDs 81 · Savings 89 · Auto 72 · Cards 89

    Credit union · 7 branches

    89Carrot Score#11 in Buffalo, NY metro
  12. Top Carrot, Carrot Score 89
    Good NeighborsCDs 68 · Savings 80 · Auto 88 · Cards 89

    Credit union · 2 branches

    89Carrot Score#11 in Buffalo, NY metro
  13. Top Carrot, Carrot Score 89
    Circuit Federal Credit UnionCDs 62 · Auto 89 · Cards 88

    Credit union · 2 branches

    89Carrot Score#13 in Buffalo, NY metro
  14. Top Carrot, Carrot Score 89
    Ukrainian Federal Credit UnionCDs 88 · Savings 89 · Auto 73 · Cards 65

    Credit union · 2 branches

    89Carrot Score#14 in Buffalo, NY metro
  15. Top Carrot, Carrot Score 88
    ONE Credit UnionCDs 71 · Savings 85 · Auto 94 · Cards 71

    Credit union · 3 branches

    88Carrot Score#15 in Buffalo, NY metro
  16. Top Carrot, Carrot Score 88
    The Summit Federal Credit UnionCDs 94 · Savings 86 · Auto 68 · Cards 81

    Credit union · 2 branches

    88Carrot Score#16 in Buffalo, NY metro
  17. Top Carrot, Carrot Score 87
    Broadview Federal Credit UnionSavings 84 · Auto 93 · Cards 75

    Credit union · 4 branches

    87Carrot Score#17 in Buffalo, NY metro
  18. Top Carrot, Carrot Score 87
    Boulevard Federal Credit UnionCDs 79 · Savings 89 · Auto 86 · Cards 81

    Credit union · 1 branch

    87Carrot Score#18 in Buffalo, NY metro
  19. Top Carrot, Carrot Score 87
    Kenmore Teachers FCUSavings 88 · Auto 62 · Cards 87

    Credit union · 1 branch

    87Carrot Score#19 in Buffalo, NY metro
  20. Top Carrot, Carrot Score 87
    Sweet Home Federal Credit UnionAuto 86 · Cards 88

    Credit union · 1 branch

    87Carrot Score#20 in Buffalo, NY metro
  21. Meridia Community Credit UnionCDs 63 · Savings 82 · Auto 94

    Credit union · 3 branches

    86Carrot Score#21 in Buffalo, NY metro
  22. Alliance Niagara Federal Credit UnionCDs 78 · Savings 82 · Cards 89

    Credit union · 1 branch

    85Carrot Score#22 in Buffalo, NY metro
  23. North Towns FCUCDs 78 · Savings 62 · Cards 88

    Credit union · 2 branches

    83Carrot Score#23 in Buffalo, NY metro
  24. Gowanda Area Federal Credit UnionSavings 76 · Cards 93

    Credit union · 1 branch

    81Carrot Score#24 in Buffalo, NY metro
  25. CrossRoads Community Federal Credit UnionCDs 79 · Savings 86 · Cards 73

    Credit union · 1 branch

    80Carrot Score#25 in Buffalo, NY metro

Ranked by Carrot Score: how each institution’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 26 of the 78 institutions with a branch in Buffalo, NY metro have too few rates published or captured to score. Rankings are a preview, not awards.