Credit union · NCUA insured
Great Erie Federal Credit Union Savings Rates
Top CarrotGreat Erie Federal Credit Union’s best savings rate is 0.95% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Great Erie Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Buffalo, NY, where Great Erie Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Great Erie Federal Credit Union
0.95%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $95
Money Market
Top rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
2nd-highest rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
Great Erie Federal Credit Union savings score
83
Savings score
Higher than 63% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.95%
- $100,000 balance$100,0001.05%
- QualifiedQualified0.95%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Great Erie Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.95%APY
Transfers and withdrawals are subject to Regulation D. Dividends are earned on the average daily balance and paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $25,000 | 0.95% | $95 |
| $25,000 – $50,000 | 1.00% | — |
| $50,000 and up | 1.05% | — |
Sources (2)
All captured Oct 5, 2026
Savings Account
0.15%APY
Minimum opening deposit of $5 to become a member. Dividends are earned on the average daily balance and paid monthly. Rates quoted are anticipated to be paid on October 31, 2026. Dividend rate and APY are subject to change monthly without notice.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $25 | 0.00% | — |
| Up to $1,000 | 0.15% | — |
| $1,000 – $10,000 | 0.15% | — |
| $10,000 – $25,000 | 0.15% | $15 |
| $25,000 – $50,000 | 0.15% | — |
| Over $50,000 | 0.15% | — |
Sources (3)
- greateriefcu.com/save
- greateriefcu.com/about/rates/account-rates
- greateriefcu.com/save/savings-accounts
All captured Oct 5, 2026
Special-purpose accounts
Individual Retirement Account (IRA)
0.85%APY
Dividends are earned on the average daily balance and paid quarterly. Rates quoted are anticipated to be paid on December 31, 2026, but may change. The dividend rate and APY are subject to change monthly without notice at the discretion of the Board of Directors.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Dividends earned on average daily balance and paid quarterly. Rates quoted are anticipated to be paid on December 31, 2026. | 0.85% | $85 | Dividends earned on average daily balance and paid quarterly. Rates quoted are anticipated to be paid on December 31, 2026. |
| $25,000 – $50,000Dividends earned on average daily balance and paid quarterly. Rates quoted are anticipated to be paid on December 31, 2026. | 0.90% | — | Dividends earned on average daily balance and paid quarterly. Rates quoted are anticipated to be paid on December 31, 2026. |
| Over $50,000Dividends earned on average daily balance and paid quarterly. Rates quoted are anticipated to be paid on December 31, 2026. | 0.95% | — | Dividends earned on average daily balance and paid quarterly. Rates quoted are anticipated to be paid on December 31, 2026. |
Super Saver Club Account
0.15%APY
Savings program for kids up to 12 years of age.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $25 | 0.15% | — |
| Up to $1,000 | 0.15% | — |
| $1,000 – $10,000 | 0.15% | — |
| $10,000 – $25,000 | 0.15% | $15 |
| $25,000 – $50,000 | 0.15% | — |
| $50,000 and up | 0.15% | — |
Sources (3)
- greateriefcu.com/about/rates/account-rates
- greateriefcu.com/learn/youth-p…ams/super-saver-club-fun
- greateriefcu.com/save/savings-accounts
All captured Oct 5, 2026
Who can join Great Erie Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.