Compare Bank & Credit Union Rates
Best savings rates in Union, NJ
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Union County, NJ · Showing Union County, NJ: too few institutions in Union, NJ
- The Atlantic Federal Credit UnionSmart SavingsSavings · $100 min · 0.01%–2.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: $100 minimum daily balance requirement to avoid a $10 monthly maintenance fee. Excessive transactions may result in fees.
Offer: $100 minimum daily balance required to waive $10 monthly fee
0.01% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Smart Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 2.50% $50,000 – $100,000 2.50% $100,000 – $250,000 2.50% $250,000 and up 2.50% Rate checked
More details - First BankRelationship Money Market AccountRelationship Money Market Account · $1,001 min · 0.45%–2.34% by balance
Bank · 1 branch
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Requires a Relationship Checking Account. Minimum $1,000 to open. $15 monthly service fee if balance falls below $1,000. Maximum 6 withdrawals or transfers per statement cycle.
Offer: Requires a Relationship Checking Account.
Qualified rate · 0.45% interest rate
Rate by balance
Rate by balance for Relationship Money Market Account Balance APY $1,001 – $10,001Your amount 0.45% $10,001 – $50,001 0.90% $50,001 – $150,001 1.66% $150,001 and up 2.34% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.35%–1.95% by balance
Bank · 1 branch
0.40%APY$40 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Standard rate tier.
Qualified rate · 0.35% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.35% $9,999 – $24,999Your amount 0.40% $24,999 – $49,999 0.55% $49,999 – $99,999 0.94% $99,999 – $249,999 1.64% $249,999 – $999,999 1.95% $999,999 – $1,999,999 1.95% Over $1,999,999 1.95% Rate checked
More details - Jersey Central Federal Credit UnionShare Savings AccountSavings · $5 min · 0.00%–0.50% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Minimum opening deposit is $5.00 with setup of automatic deposit (payroll deduction/direct deposit), or $100.00 without automatic deposit. Quarterly dividends paid on balances of $100.00 and above. Excess savings withdrawal fee of $10.00 per transaction over 6 per month. $2.00 per paper statement (exempt for minors and members 65+).
0.00% interest rate · Effective Jun 30, 2026
Rate by balance
Rate by balance for Share Savings Account Balance APY Up to $100 0.00% $100 – $2,500 0.10% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.40% $25,000 and up 0.50% Rate checked
More details - Affinity Federal Credit UnionMoreSavingsSavings · $5 min · 0.40%–1.50% by balance
Credit union · 2 branches
0.40%APY$40 a year on $10,000Requirements
Product: Tiered savings account with four balance tiers earning dividends based on daily balance. Dividends compounded daily and credited monthly. $5 minimum opening deposit. No monthly service fees when enrolled in eStatements; otherwise $2 monthly paper statement fee applies.
Offer: No monthly service fees when enrolled in eStatements; otherwise $2 monthly paper statement fee applies. If account balance falls below the minimum for a tier, the next lowest tier's APY applies.
0.40% interest rate · Compounded daily · $2 monthly fee · Effective May 28, 2026
Rate by balance
Rate by balance for MoreSavings Balance APY Up to $25,000Your amount 0.40% $25,000 – $100,000 0.55% $100,000 – $250,000 1.00% Over $250,000 1.50% Rate checked
More details - Community Financial ServicesMoney MarketMoney Market · $2,500 min · 0.35%–0.55% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,0000.35% interest rate · Effective Jun 9, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $24,999Your amount 0.35% $25,000 – $99,000 0.45% $100,000 and up 0.55% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Available to individuals who are primary residents of NJ and currently living in NJ or former NJM Bank customers who currently maintain an existing deposit account and who are primary residents of and live in Bucks County, PA.
0.00% interest rate · $3 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $100 0.00% $100 – $25,000Your amount 0.25% $25,000 and up 0.50% Rate checked
More details - First BankPersonal Money Market AccountPersonal Money Market Account · $1,001 min · 0.22%–1.44% by balance
Bank · 1 branch
0.22%APY$22 a year on $10,000Requirements
Product: Minimum $1,000 to open. $15 monthly service fee if balance falls below $1,000. Maximum 6 withdrawals or transfers per statement cycle.
0.22% interest rate
Rate by balance
Rate by balance for Personal Money Market Account Balance APY $1,001 – $10,001Your amount 0.22% $10,001 – $50,001 0.45% $50,001 – $150,001 0.90% $150,001 and up 1.44% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Must be a U.S. citizen or lawful permanent resident with a U.S. physical address (or military APO/FPO), at least 18 years old, and have a U.S.-based mobile phone.
Offer: Variable rate for daily collected balance range 0 - $9,999.99. No minimum deposit required to open; no minimum balance required to obtain APY.
0.20% interest rate · Effective Jul 15, 2026
Rate checked
More details - Atlantic Health Employees Federal Credit UnionSavings AccountSavings · $50 min · 0.20%–0.50% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: We recommend that each member opens a checking and savings account when they join AHEFCU. In combination, these two accounts help meet everyday banking needs.
Offer: $50 minimum balance required to earn interest.
No monthly fee
Rate by balance
Rate by balance for Savings Account Balance APY $50 and upYour amount 0.20% $40,000 and up 0.50% Rate checked
More details - Haven Savings BankStep-Up Money Market AccountStep-Up Money Market Account · $5,000 min · 0.20%–3.00% by balance
Bank · 3 branches
0.20%APY$20 a year on $10,000Requirements
Product: Available only to residents of the NY Metro area (New York, New Jersey, Connecticut, and Pennsylvania). The rate may change after the account is opened. Fees may reduce earnings on the account. Interest is compounded daily and credited monthly. Interest is paid on the full balance in the account at the rate that corresponds to that deposit tier.
Offer: Compounding method: Daily, credited monthly. Monthly minimum balance fee of $15 if daily balance drops below $5,000 any day of the month. Minimum balance to obtain APY: $5,000.
0.20% interest rate · Compounded daily · $15 monthly fee · Effective Jun 30, 2026
Rate by balance
Rate by balance for Step-Up Money Market Account Balance APY $5,000 – $24,999Your amount 0.20% $25,000 and up 3.00% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Available only to residents of the NY Metro area (New York, New Jersey, Connecticut, and Pennsylvania). Interest is compounded continuously and credited quarterly. Rate may change after the account is opened. $15 fee if closed within six months of opening. Monthly minimum balance fee of $2 if daily balance drops below $50 on any day of the month.
Offer: $2 monthly maintenance fee if daily balance drops below $50 on any day of the month. Compounded continuously.
0.20% interest rate · $2 monthly fee · Effective Jun 30, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Available only to residents of the NY Metro area (New York, New Jersey, Connecticut, and Pennsylvania). The rate may change after the account is opened. Fees may reduce earnings on the account.
Offer: Compounding method: Daily. Minimum balance to obtain APY: $1,000.
0.20% interest rate · Effective Jun 30, 2026
Rate checked
More details - Advanced Financial Federal Credit UnionPrimary Share SavingsSavings · $5 min
Credit union · 3 branches
0.20%APY$20 a year on $10,000Requirements
Product: A Primary Savings account is needed to open any other accounts. Minimum $5 deposit required to open and maintain ownership share/earn dividends. Direct deposit and e-statements available.
0.20% interest rate · Effective Sep 17, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
0.15% interest rate · Effective Jan 13, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Union County, NJ
107 accounts at 40 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 1.71%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
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New York, NY-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- BTG Pactual Bank, National AssociationBank · 1 branch
- USALLIANCE FinancialCredit union · 3 branches