Compare Bank & Credit Union Rates
Best savings rates in Concord, NH
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Concord, NH
- 3.85%APY$385 a year on $10,000intro rate
Requirements
Product: Must qualify for and establish membership with Lighthouse Credit Union by maintaining at least $5 in a Lighthouse Savings account. No monthly fee. Donation made by Lighthouse Federal Credit Union to the Lighthouse Foundation based on the average balance held in the Lighthouse Premium Savings account.
Offer: New Money Promotion Special Rate. Available on new Lighthouse Premium Savings accounts opened and funded with qualifying new money deposits originating from outside Lighthouse within the prior 30 days. Promotional rate currently applies to all balance tiers. Additional new money deposits permitted through March 31, 2027. Effective as of September 30, 2026.
Promotional rate · 3.78% interest rate · No monthly fee · Effective Sep 30, 2026
Rate checked
More details - Ledyard BankLive Better Personal Money MarketLive Better Personal Money Market · $10,000 min
Bank · 2 branches
3.25%APY$325 a year on $10,000Requirements
Product: Open with an initial deposit of at least $10,000 in new-to-Ledyard money. Free eStatements or $3.00 monthly for paper statements (waived if primary account owner is 70 years of age or older). No monthly service charge.
Offer: Requires $10,000 minimum deposit of new-to-Ledyard money to open, and minimum balance of $1,000 to obtain stated APY. Variable rate, may change at any time.
No monthly fee · Effective Sep 1, 2026
Rate checked
More details - 2.75%APY$275 a year on $10,000
Requirements
Product: Personal savings account with no monthly maintenance fees and unlimited withdrawals. Minimum daily balance of $0.01 required to avoid account closure. Interest compounds daily and posts monthly.
Offer: Base APY for daily balances between $0.01 and $9,999.99. Minimum daily balance of $0.01 required.
No monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Save Local Balance APY Up to $10,000 1.75% $10,000 – $100,000Your amount 2.75% $100,000 and up 1.75% Rate checked
More details - Camden National BankHigh-Yield Savings AccountSavings · $25 min · 0.01%–2.65% by balance
Bank · 1 branch
2.65%APY$265 a year on $10,000with conditionsRequirements
Product: Customer must be an individual who has an existing personal Camden National Checking Account or opens one at the time this account is opened. Requires new money not deposited at Camden National Bank.
Offer: Monthly fee is $0 if you keep a minimum average daily balance of $100 or more, are age 62 or better, or under 18; otherwise $1. Customer must open or have existing personal checking account. Valid for new money only.
Qualified rate · $1 monthly fee · Effective Apr 22, 2026
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Up to $2,499 0.01% $2,500 – $250,000Your amountMust maintain minimum average daily balance of tier to receive disclosed APY. 2.65% Rate checked
More details - Camden National BankHigh-Yield Savings AccountSavings · $25 min · 2.65%–3.10% by balance
Bank · 1 branch
2.65%APY$265 a year on $10,000with conditionsRequirements
Product: Customer must be an individual who has an existing personal Camden National Checking Account or opens one at the time this account is opened. Requires new money not deposited at Camden National Bank.
Offer: Promotional rate available until 3/31/27 for new accounts opened on or after 8/24/2026; requires personal Camden National Checking Account and new money.
Qualified rate · Effective Aug 24, 2026
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Up to $250,000Your amount 2.65% $250,000 and upMonthly fee is $0 if you keep a minimum average daily balance of $100 or more, are age 62 or better, or under 18; otherwise $1. Must maintain minimum average daily balance of tier to receive disclosed APY. Customer must open or have existing personal checking account. Valid for new money only. 3.10% Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Product: Balances between $10,000 and $99,999.99 earn 2.00% APY; less than $10,000 or greater than or equal to $100,000 earn 1.00% APY. Rates subject to change. Interest is compounded daily and posted monthly.
Offer: Balances less than $10,000 earn 1.00% APY.
Compounded daily · Effective Oct 22, 2026
Rate by balance
Rate by balance for Grow Local Balance APY Up to $10,000 1.00% $10,000 – $100,000Your amount 2.00% $100,000 and up 1.00% Rate checked
More details - New Hampshire Postal Credit UnionGuaranteed Investment SavingsSavings · $0 min · 1.00%–1.75% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000intro rateRequirements
Product: Guaranteed dividend rate up to 90 days. Liquidity with no penalty for deposits/withdrawals. Dividends compounded daily and credited monthly. No monthly charges.
Offer: 4th Quarter 2026 rate. Guaranteed dividend rate up to 90 days.
Promotional rate · Compounded daily · No monthly fee
Rate by balance
Rate by balance for Guaranteed Investment Savings Balance APY Up to $49,999Your amount 1.00% $50,000 – $149,999 1.25% $150,000 – $249,999 1.50% $250,000 and up 1.75% Rate checked
More details - Service Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.55%–2.50% by balance
Credit union · 2 branches
0.55%APY$55 a year on $10,000Requirements
Product: Must be a member of Service CU or establish membership with $5 in a Primary Savings Account. If at any time during the month the money market daily balance drops below $2,500.00, a fee of $5 will be assessed. Fees could reduce the earnings on the account. Variable rates subject to change without notice.
Offer: Tier 1. Minimum balance to earn dividends is $2,500.00. Variable APY. A $5 fee is assessed if daily balance drops below $2,500.00.
0.55% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $25,000Your amount 0.55% $25,000 – $100,000Tier 2. 0.70% $100,000 and upTier 3. 2.50% Rate checked
More details - St. Mary's BankPremier Money MarketPremier Money Market · $2,500 min · 0.40%–0.85% by balance
Credit union · 1 branch
0.45%APY$45 a year on $10,000Requirements
Product: Monthly service fee waived when the minimum daily balance remains above $2,500. Variable rates are subject to change without notice, and after the account is opened.
Offer: Minimum balance of $2,500 required to earn APY.
0.40% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY $2,500 – $10,000 0.40% $10,000 – $25,000Your amount 0.45% $25,000 – $50,000 0.45% $50,000 – $100,000 0.60% $100,000 – $250,000 0.70% $250,000 – $500,000 0.75% $500,000 – $1,000,000 0.80% $1,000,000 and up 0.85% Rate checked
More details - Granite State Credit UnionEasy Money Market AccountEasy Money Market Account · $10,000 min
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Dividends are compounded daily and credited monthly. Rates may change after account opening. Monthly fee of $5 applies if average daily balance is below $10,000.
0.40% interest rate · Compounded daily · $5 monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Only one Service+ Savings account may be established under a primary member social security number. Must maintain qualifying direct deposit (electronic transfer of funds from outside sources, online/mobile check deposits, or P2P payments like Zelle totaling at least $500 in a calendar month) into a checking account under the same membership profile, maintain par value share in primary savings, and have no charged-off share or loan accounts. Without qualifying direct deposit, the entire balance receives 0.25% APY / 0.250% dividend rate.
Offer: Standard rate applied to entire balance without qualifying direct deposit into checking.
Qualified rate · 0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - Bangor Savings BankMarket Rate SavingsSavings · $5,000 min · 0.00%–0.40% by balance
Bank · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: No need to have a checking account with Bangor Savings Bank.
0.00% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Market Rate Savings Balance APY Up to $5,000 0.00% $5,000 – $10,000 0.15% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.40% $50,000 and up 0.40% Rate checked
More details - Bangor Savings BankBenefit Money MarketBenefit Money Market · $5,000 min · 0.00%–0.60% by balance
Bank · 2 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Must have or open a personal checking account with Bangor Savings Bank.
Offer: Must have or open a personal checking account with Bangor Savings Bank.
Qualified rate · 0.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Benefit Money Market Balance APY Up to $5,000 0.00% $5,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.45% $50,000 – $100,000 0.50% $100,000 – $250,000 0.60% $250,000 and up 0.60% Rate checked
More details - 0.20%APY$20 a year on $10,000intro rate
Requirements
Product: Required for membership in the Credit Union. Dividends/interest earned. No monthly fees.
Offer: Rate for October 2026.
Promotional rate · No monthly fee
Rate checked
More details - Merrimack County Savings BankEveryday Money MarketEveryday Money Market · $1,000 min · 0.15%–0.30% by balance
Bank · 3 branches
0.15%APY$15 a year on $10,000Requirements
Product: Variable rate account. Interest compounded monthly and credited monthly using the daily balance method. No monthly service charge. $750 Courtesy Pay limit.
Offer: Variable rate account; interest rates and APYs may change at the discretion of the Bank. No monthly service charge.
0.15% interest rate · Compounded monthly · No monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Everyday Money Market Balance APY $1,000 and up 0.15% $10,000 and upYour amount 0.15% $25,000 and up 0.20% $100,000 and up 0.25% $250,000 and up 0.30% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Concord, NH
42 accounts at 18 banks and credit unions · checked Oct 5–22
- Typical
- 0.05%
- Top 10% from
- 2.59%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.23%
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Concord, NH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Service Credit UnionCredit union · 3 branches
- Lighthouse Credit UnionCredit union · 2 branches