Bank · FDIC insured
Walden Mutual
A $192.6M bank headquartered in Concord, NH, with 1 branch in New Hampshire. Best rates: savings 2.75% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: published rates need another account or activity, so they are not scored. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—4.75%Needs another account or monthly activityCD rates →
- Savings892.75%at $10,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Walden Mutual
Walden Mutual Bank is a mutual bank headquartered in Concord, New Hampshire, operating as a cooperative governed by its community.
Founded to make positive change beginning with food, the bank focuses its lending on farms, food businesses, non-profits, and sustainable businesses.
- Headquarters
- 66 N Main St, Concord, NH 03301
- FDIC certificate
- 59289 ↗
Branches
1 branch in New Hampshire
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New Hampshire
1 branch
- Walden Mutual BankMain office66 N Main St, Concord, NH 03301Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.33% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 3.50% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.02% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $73 | $81 | — |
- CapitalLeverage ratio9.33%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent3.50%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.02%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$73Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Walden Mutual are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.