Compare Bank & Credit Union Rates
Best savings rates in Salem, NH
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Salem, NH
- Needham BankPremium Money MarketPremium Money Market · $250 min · 3.00%–3.50% by balance
Bank · 1 branch
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Personal accounts only. Pair with Premium Checking for tier rates; accounts without Premium Checking earn 0.05% APY regardless of balance. No monthly maintenance fees. $250 minimum opening deposit.
Offer: Requires linked Premium Checking Account.
Qualified rate · No monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for Premium Money Market Balance APY Up to $25,000Your amount 3.00% $25,000 – $50,000 3.25% $50,000 and up 3.50% Rate checked
More details - Pentucket BankMoney Market AccountMoney Market Account · $10 min · 0.00%–1.31% by balance
Bank · 1 branch
1.16%APY$116 a year on $10,000Requirements
Offer: $10 minimum balance fee waived with $1,000 minimum daily balance; $1,000 minimum daily balance required to obtain APY.
0.00% interest rate · $10 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.00% $1,000 – $10,000 1.13% $10,000 – $25,000Your amount 1.16% $25,000 – $50,000 1.16% $50,000 – $100,000 1.21% $100,000 – $500,000 1.21% $500,000 and up 1.31% Rate checked
More details - Service Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.55%–2.50% by balance
Credit union · 2 branches
0.55%APY$55 a year on $10,000Requirements
Product: Must be a member of Service CU or establish membership with $5 in a Primary Savings Account. If at any time during the month the money market daily balance drops below $2,500.00, a fee of $5 will be assessed. Fees could reduce the earnings on the account. Variable rates subject to change without notice.
Offer: Tier 1. Minimum balance to earn dividends is $2,500.00. Variable APY. A $5 fee is assessed if daily balance drops below $2,500.00.
0.55% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $25,000Your amount 0.55% $25,000 – $100,000Tier 2. 0.70% $100,000 and upTier 3. 2.50% Rate checked
More details - Needham BankSuper Saver Money MarketSuper Saver Money Market · $250 min · 0.50%–3.50% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Personal accounts only. Needham Bank personal checking account required. Available to new customers or existing customers who deposit $10,000 or more in new-to-Needham Bank funds. If qualifications are not met within 60 days of account opening, account may be converted to standard Money Market Account. No monthly maintenance fees. Minimum opening deposit $250.
Offer: Requires Needham Bank personal checking account and new customer status or $10,000+ new-to-bank funds.
Qualified rate · No monthly fee · Effective Jan 29, 2026
Rate by balance
Rate by balance for Super Saver Money Market Balance APY Up to $24,999Your amount 0.50% $25,000 – $49,999 2.00% $50,000 and up 3.50% Rate checked
More details - Rockland TrustRockland Complete Money MarketRockland Complete Money Market · $250 min · 0.10%–1.00% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Variable interest rates; may change after the account is opened. Fees may reduce your earnings. The APY for each balance tier in your Rockland Trust Complete Money Market Savings Account will apply to the entire balance.
Offer: Compounded monthly. Variable interest rate. APY applies to entire balance.
0.10% interest rate · Compounded monthly · Effective Oct 6, 2026
Rate by balance
Rate by balance for Rockland Complete Money Market Balance APY Up to $5,000 0.10% $5,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.55% $50,000 – $1,000,000 1.00% $1,000,000 and up 1.00% Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Only one Service+ Savings account may be established under a primary member social security number. Must maintain qualifying direct deposit (electronic transfer of funds from outside sources, online/mobile check deposits, or P2P payments like Zelle totaling at least $500 in a calendar month) into a checking account under the same membership profile, maintain par value share in primary savings, and have no charged-off share or loan accounts. Without qualifying direct deposit, the entire balance receives 0.25% APY / 0.250% dividend rate.
Offer: Standard rate applied to entire balance without qualifying direct deposit into checking.
Qualified rate · 0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - Rockland TrustMoney Market SavingsMoney Market Savings · $25 min · 0.05%–0.55% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Variable interest rates; may change after the account is opened. $8 monthly maintenance fee waived if you maintain a $2,500 daily balance. The APY for each balance tier applies to the entire balance.
Offer: Compounded monthly. Variable interest rate. $8 monthly fee waived with $2,500 daily balance. APY applies to entire balance.
0.05% interest rate · Compounded monthly · $8 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.50% $50,000 – $1,000,000 0.55% $1,000,000 and up 0.55% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Haverhill Bank reserves the right to only open deposit accounts for consumers and businesses in its assessment area. Six withdrawals or transfers per month or statement cycle by pre-authorized/automatic transfers, telephone, electronic transfers, facsimile, computer, check, or debit card. Interest compounded monthly. Variable rates subject to change after account opening.
Offer: Minimum daily average balance to earn APY is $0.00. Interest compounded monthly.
0.05% interest rate · Compounded monthly · Effective Nov 4, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 0.20% $50,000 – $100,000 0.90% $100,000 – $250,000 0.90% $250,000 – $500,000 2.00% $500,000 – $1,000,000 2.00% $1,000,000 – $7,000,000 2.25% Rate checked
More details - 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: Must maintain a Partnership Checking account. Age requirement to open is 18. Daily balance of $7,500.00 or higher waives Partnership Checking monthly service charge ($17.50). Interest compounded monthly.
Qualified rate · 0.10% interest rate · Compounded monthly · No monthly fee · Effective Oct 8, 2026
Rate by balance
Rate by balance for Partnership Savings Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.50% $50,000 – $100,000 0.60% $100,000 – $250,000 1.10% $250,000 – $500,000 1.20% $500,000 and up 1.50% Rate checked
More details - 0.12%APY$12 a year on $10,000
Requirements
Product: Rate is variable and may change after account opening.
Offer: Variable rate. Account details state earning interest requires a minimum daily balance of $10, while the rate schedule indicates N/A for minimum daily balance to obtain APY. No monthly maintenance fee.
0.12% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest compounded monthly. Minimum daily balance to earn interest is $1.00. Free monthly online or paper statements.
0.10% interest rate · Compounded monthly · No monthly fee · Effective Oct 8, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Free online statements ($3.00 fee for paper statements). Interest compounded monthly. Minimum daily balance of $1.00 to earn interest.
0.10% interest rate · Compounded monthly · No monthly fee · Effective Oct 8, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $250 minimum deposit to open. No monthly account or maintenance fees. Available as a sweep account. Tiered interest rate.
0.10% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $25,000Your amount 0.10% $25,000 – $50,000 0.15% $50,000 – $100,000 0.25% $100,000 and up 0.30% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Salem, NH
35 accounts at 12 banks and credit unions · checked Oct 5–22
- Typical
- 0.05%
- Top 10% from
- 0.42%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.40%
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Boston, MA-NH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 13 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches