Credit union · NCUA insured
New Hampshire Postal Credit Union Savings Rates
New Hampshire Postal Credit Union’s best savings rate is 1.00% APY on $10,000, with its Guaranteed Investment Savings. Rates checked October 22, 2026.
How New Hampshire Postal Credit Union’s savings rates compare
Compared with banks and credit unions near Manchester, NH, where New Hampshire Postal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
New Hampshire Postal Credit Union
1.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $100
Guaranteed Investment Savings
Top rate
First Tech Federal Credit Union
3.50%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $350
2nd-highest rate
Ledyard Bank
3.25%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $325
New Hampshire Postal Credit Union savings score
76
Savings score
Higher than 42% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.25%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where New Hampshire Postal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Guaranteed Investment Savings
1.00%APY
Guaranteed dividend rate up to 90 days. Liquidity with no penalty for deposits/withdrawals. Dividends compounded daily and credited monthly. No monthly charges.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $49,9994th Quarter 2026 rate. Guaranteed dividend rate up to 90 days. | 1.00% | $100 | 4th Quarter 2026 rate. Guaranteed dividend rate up to 90 days. |
| $50,000 – $149,9994th Quarter 2026 rate. Guaranteed dividend rate up to 90 days. | 1.25% | — | 4th Quarter 2026 rate. Guaranteed dividend rate up to 90 days. |
| $150,000 – $249,9994th Quarter 2026 rate. Guaranteed dividend rate up to 90 days. | 1.50% | — | 4th Quarter 2026 rate. Guaranteed dividend rate up to 90 days. |
| $250,000 and up4th Quarter 2026 rate. Guaranteed dividend rate up to 90 days. | 1.75% | — | 4th Quarter 2026 rate. Guaranteed dividend rate up to 90 days. |
Share Account
0.20%APY
Required for membership in the Credit Union. Dividends/interest earned. No monthly fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRate for October 2026.Any balance | 0.20% | $20 | Rate for October 2026. |
Who can join New Hampshire Postal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Active or retired New Hampshire Postal employees living or working in New Hampshire are eligible for membership.
Family and household
- Family members of current credit union members are eligible to join.
Membership information collected October 4, 2026.