Compare Bank & Credit Union Rates
Best savings rates in Rochester, NH
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Rochester, NH
- 3.85%APY$385 a year on $10,000intro rate
Requirements
Product: Must qualify for and establish membership with Lighthouse Credit Union by maintaining at least $5 in a Lighthouse Savings account. No monthly fee. Donation made by Lighthouse Federal Credit Union to the Lighthouse Foundation based on the average balance held in the Lighthouse Premium Savings account.
Offer: New Money Promotion Special Rate. Available on new Lighthouse Premium Savings accounts opened and funded with qualifying new money deposits originating from outside Lighthouse within the prior 30 days. Promotional rate currently applies to all balance tiers. Additional new money deposits permitted through March 31, 2027. Effective as of September 30, 2026.
Promotional rate · 3.78% interest rate · No monthly fee · Effective Sep 30, 2026
Rate checked
More details - Cambridge Savings BankRelationship High-Yield Money MarketRelationship High-Yield Money Market · $10 min · 1.50%–3.10% by balance
Bank · 1 branch
1.75%APY$175 a year on $10,000with conditionsRequirements
Product: Monthly maintenance service charge of $10 is waived with $1,000 average monthly balance. Non-CSB ATM surcharge reimbursement up to $12/month. Interest is not paid on account balances below $10. Variable rate tiered account.
Offer: With Performance Plus Checking. Monthly maintenance service charge of $10 is waived with $1,000 average monthly balance.
Qualified rate · 1.48% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Relationship High-Yield Money Market Balance APY Up to $10,000 1.50% $10,000 – $50,000Your amount 1.75% $50,000 – $250,000 2.20% $250,000 – $1,000,000 2.80% $1,000,000 and up 3.10% Rate checked
More details - Cambridge Savings BankRelationship High-Yield Money MarketRelationship High-Yield Money Market · $10 min · 1.25%–2.85% by balance
Bank · 1 branch
1.50%APY$150 a year on $10,000with conditionsRequirements
Product: Monthly maintenance service charge of $10 is waived with $1,000 average monthly balance. Non-CSB ATM surcharge reimbursement up to $12/month. Interest is not paid on account balances below $10. Variable rate tiered account.
Offer: Without Performance Plus Checking. Monthly maintenance service charge of $10 is waived with $1,000 average monthly balance.
Qualified rate · 1.24% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Relationship High-Yield Money Market Balance APY Up to $10,000 1.25% $10,000 – $50,000Your amount 1.50% $50,000 – $250,000 1.95% $250,000 – $1,000,000 2.55% $1,000,000 and up 2.85% Rate checked
More details - Service Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.55%–2.50% by balance
Credit union · 2 branches
0.55%APY$55 a year on $10,000Requirements
Product: Must be a member of Service CU or establish membership with $5 in a Primary Savings Account. If at any time during the month the money market daily balance drops below $2,500.00, a fee of $5 will be assessed. Fees could reduce the earnings on the account. Variable rates subject to change without notice.
Offer: Tier 1. Minimum balance to earn dividends is $2,500.00. Variable APY. A $5 fee is assessed if daily balance drops below $2,500.00.
0.55% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $25,000Your amount 0.55% $25,000 – $100,000Tier 2. 0.70% $100,000 and upTier 3. 2.50% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Eligibility requires living, working, attending school, or worshipping in New Hampshire or York County, Maine, or having a family member who is an HRCU member. Dividends are based on the Average Daily Balance and paid monthly.
Offer: Dividends based on Average Daily Balance, paid monthly.
0.05% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Balance APY Any balance 0.05% $2,500 and up 0.50% $10,000 and upYour amount 0.50% $25,000 and up 0.60% $50,000 and up 0.75% $100,000 and up 1.50% $250,000 and up 1.75% Rate checked
More details - Granite State Credit UnionEasy Money Market AccountEasy Money Market Account · $10,000 min
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Dividends are compounded daily and credited monthly. Rates may change after account opening. Monthly fee of $5 applies if average daily balance is below $10,000.
0.40% interest rate · Compounded daily · $5 monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Only one Service+ Savings account may be established under a primary member social security number. Must maintain qualifying direct deposit (electronic transfer of funds from outside sources, online/mobile check deposits, or P2P payments like Zelle totaling at least $500 in a calendar month) into a checking account under the same membership profile, maintain par value share in primary savings, and have no charged-off share or loan accounts. Without qualifying direct deposit, the entire balance receives 0.25% APY / 0.250% dividend rate.
Offer: Standard rate applied to entire balance without qualifying direct deposit into checking.
Qualified rate · 0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - Meredith Village Savings BankEveryday SavingsSavings · $100 min · 0.10%–0.20% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: No monthly service charge.
0.10% interest rate · No monthly fee
Rate by balance
Rate by balance for Everyday Savings Balance APY $100 and up 0.10% $2,500 and up 0.10% $10,000 and upYour amount 0.15% $25,000 and up 0.20% Rate checked
More details - Meredith Village Savings BankEveryday Money MarketEveryday Money Market · $1,000 min · 0.15%–0.25% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Variable-rate account. Rates and APYs may change at the discretion of the bank. Fees could reduce earnings.
Offer: Variable-rate account. Interest rates and APYs may change at the discretion of the bank. Fees could reduce earnings.
0.15% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Everyday Money Market Balance APY $1,000 and up 0.15% $10,000 and upYour amount 0.15% $25,000 and up 0.20% $100,000 and up 0.20% $250,000 and up 0.25% Rate checked
More details - Granite State Credit UnionAdvantage Savings AccountSavings · $500 min · 0.05%–0.30% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Offer: Rate may change after the account is opened and is subject to change without notice. Dividends are compounded daily and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts.
0.05% interest rate · Compounded daily · Effective Oct 15, 2026
Rate by balance
Rate by balance for Advantage Savings Account Balance APY $500 and up 0.05% $2,500 and up 0.10% $10,000 and upYour amount 0.15% $25,000 and up 0.20% $50,000 and up 0.25% $100,000 and up 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Waive monthly fee with $250 avg. monthly balance OR if you've notified us that you're 18 or younger or 65 or older.
Offer: Minimum opening deposit of $1. The minimum balance to earn the APY is $10. Fees may reduce earnings.
0.15% interest rate · $5 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - Granite State Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.10%–2.02% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Dividends are compounded daily and credited monthly. Rates may change after account opening. Rate tiers apply based on minimum balance required to earn APY. Monthly fee of $5 applies if average daily balance is below $2,500.
0.10% interest rate · Compounded daily · $5 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 and upYour amount 0.10% $25,000 and up 0.50% $50,000 and up 0.75% $100,000 and up 1.77% $250,000 and up 2.02% Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 and up 0.10% $10,000 and upYour amount 0.10% $25,000 and up 0.15% $50,000 and up 0.20% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Rochester, NH
26 accounts at 11 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 1.03%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.20%
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Boston, MA-NH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 13 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches