Credit union · NCUA insured
St. Mary's Bank
A $1.8B credit union, the 289th largest of 4,329, headquartered in Manchester, NH, with 102,473 members and 13 branches in New Hampshire. Best rates: CDs 4.35% and savings 0.45% APY.
St. Mary's Bank Carrot Score
83
Carrot Score
Higher than 62% of U.S. banks and credit unions
#4 of 23 in Manchester, NH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About St. Mary's Bank
St. Mary's Bank is a member-owned credit union headquartered in Manchester, New Hampshire, founded in 1908 as the nation's first credit union.
Chartered in 1909 as St. Mary's Cooperative Credit Association, it was renamed La Caisse Populaire, Ste-Marie in 1917 and authorized to use St. Mary's Bank in 1925.
Originally organized to help Franco-American mill workers save and borrow, it relocated its headquarters to 200 McGregor Street in 2013.
- Headquarters
- 200 McGregor St, Manchester, NH 03102
- NCUA charter
- 63829
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Membership is open to anyone.
Cost to join
- A $5 membership share is required to join.
Branches
13 branches in New Hampshire
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New Hampshire
13 branches
Manchester area · 9
- Main OfficeMain office200 McGregor St, Manchester, NH 03102Directions
- Hudson3 Winnhaven Dr, Hudson, NH 03051Directions
- D.W. Highway207 Hooksett Rd, Manchester, NH 03104Directions
- Elm St234 Elm St, Manchester, NH 03101Directions
- Hanover St839 Hanover St, Manchester, NH 03104Directions
- Perimeter Rd48 Perimeter Rd, Manchester, NH 03103Directions
- Milford606 Nashua St, Route 101A, Milford, NH 03055Directions
- Nashua14 Spruce St, Nashua, NH 03060Directions
- Nashua NWBV4 Northwest Blvd, Nashua, NH 03063Directions
Boston area · 3
- Londonderry50 Nashua Rd, Londonderry Square, Londonderry, NH 03053Directions
- North Hampton65 Lafayette Rd, Ste 101, North Hampton, NH 03862Directions
- Pease20 International Dr, Portsmouth, NH 03801Directions
Concord area · 1
- Concord Office2 Pillsbury St, Unit 101, Concord, NH 03301Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.96% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.31% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.00% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $100 | $88 | — |
- CapitalNet worth ratio9.96%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.31%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.00%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$100Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of St. Mary's Bank are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.