Credit union · NCUA insured
Granite State Credit Union Savings Rates
Granite State Credit Union’s best savings rate is 0.40% APY on $10,000, with its Easy Money Market Account. Rates checked October 22, 2026.
How Granite State Credit Union’s savings rates compare
Compared with banks and credit unions near Boston, MA-NH, where Granite State Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Granite State Credit Union
0.40%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $40
Easy Money Market Account
Top rate
Leader Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $500
2nd-highest rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
Granite State Credit Union savings score
76
Savings score
Higher than 41% of U.S. banks and credit unions
By balance
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0001.77%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Granite State Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.10%APY
Dividends are compounded daily and credited monthly. Rates may change after account opening. Rate tiers apply based on minimum balance required to earn APY. Monthly fee of $5 applies if average daily balance is below $2,500.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 and up | 0.10% | $10 |
| $25,000 and up | 0.50% | — |
| $50,000 and up | 0.75% | — |
| $100,000 and up | 1.77% | — |
| $250,000 and up | 2.02% | — |
Sources (2)
All captured Oct 15, 2026
Advantage Plus Savings Account
0.45%APY
Advantage Plus Savings Accounts must be opened at a GSCU branch.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50,000 and upRate may change after the account is opened and is subject to change without notice. Dividends are compounded daily and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. Advantage Plus Savings Accounts must be opened at a GSCU branch.$50,000 and up | 0.45% | — | Rate may change after the account is opened and is subject to change without notice. Dividends are compounded daily and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. Advantage Plus Savings Accounts must be opened at a GSCU branch. |
Sources (1)
- gscu.org/accounts/savings-options.html · captured Oct 15, 2026
Easy Money Market Account
0.40%APY
Dividends are compounded daily and credited monthly. Rates may change after account opening. Monthly fee of $5 applies if average daily balance is below $10,000.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $10,000 and up | 0.40% | $40 |
Sources (2)
All captured Oct 15, 2026
Advantage Savings Account
Up to 0.15%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upRate may change after the account is opened and is subject to change without notice. Dividends are compounded daily and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. | 0.05% | $5 | Rate may change after the account is opened and is subject to change without notice. Dividends are compounded daily and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. |
| $2,500 and upRate may change after the account is opened and is subject to change without notice. Dividends are compounded daily and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. | 0.10% | $10 | Rate may change after the account is opened and is subject to change without notice. Dividends are compounded daily and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. |
| $10,000 and upRate may change after the account is opened and is subject to change without notice. Dividends are compounded daily and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. | 0.15% | $15 | Rate may change after the account is opened and is subject to change without notice. Dividends are compounded daily and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. |
| $25,000 and upRate may change after the account is opened and is subject to change without notice. Dividends are compounded daily and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. | 0.20% | — | Rate may change after the account is opened and is subject to change without notice. Dividends are compounded daily and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. |
| $50,000 and upRate may change after the account is opened and is subject to change without notice. Dividends are compounded daily and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. | 0.25% | — | Rate may change after the account is opened and is subject to change without notice. Dividends are compounded daily and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. |
| $100,000 and upRate may change after the account is opened and is subject to change without notice. Dividends are compounded daily and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. | 0.30% | — | Rate may change after the account is opened and is subject to change without notice. Dividends are compounded daily and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. |
Sources (1)
- gscu.org/accounts/savings-options.html · captured Oct 15, 2026
Basic Savings Account
0.05%APY
Requires a $10 pledge balance to establish savings account/membership at GSCU.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upRate may change after the account is opened and is subject to change without notice. Dividends are compounded monthly and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts.$10 and up | 0.05% | $5 | Rate may change after the account is opened and is subject to change without notice. Dividends are compounded monthly and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. |
Sources (1)
- gscu.org/accounts/savings-options.html · captured Oct 15, 2026
Special-purpose accounts
IRA Advantage Savings
Up to 0.15%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upRate may change after the account is opened and is subject to change without notice. Dividends are compounded monthly and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. | 0.05% | $5 | Rate may change after the account is opened and is subject to change without notice. Dividends are compounded monthly and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. |
| $2,500 and upRate may change after the account is opened and is subject to change without notice. Dividends are compounded monthly and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. | 0.10% | $10 | Rate may change after the account is opened and is subject to change without notice. Dividends are compounded monthly and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. |
| $10,000 and upRate may change after the account is opened and is subject to change without notice. Dividends are compounded monthly and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. | 0.15% | $15 | Rate may change after the account is opened and is subject to change without notice. Dividends are compounded monthly and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. |
| $25,000 and upRate may change after the account is opened and is subject to change without notice. Dividends are compounded monthly and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. | 0.20% | — | Rate may change after the account is opened and is subject to change without notice. Dividends are compounded monthly and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. |
| $50,000 and upRate may change after the account is opened and is subject to change without notice. Dividends are compounded monthly and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. | 0.25% | — | Rate may change after the account is opened and is subject to change without notice. Dividends are compounded monthly and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. |
| $100,000 and upRate may change after the account is opened and is subject to change without notice. Dividends are compounded monthly and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. | 0.30% | — | Rate may change after the account is opened and is subject to change without notice. Dividends are compounded monthly and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. |
Sources (1)
- gscu.org/accounts/savings-options.html · captured Oct 15, 2026
Secondary Savings (Special, Christmas, Tax, Vacation)
0.05%APY
Secondary savings options include Special, Christmas, Tax, and Vacation savings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upRate may change after the account is opened and is subject to change without notice. Dividends are compounded monthly and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts.$10 and up | 0.05% | $5 | Rate may change after the account is opened and is subject to change without notice. Dividends are compounded monthly and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. |
Sources (1)
- gscu.org/accounts/savings-options.html · captured Oct 15, 2026
Who can join Granite State Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in New Hampshire are eligible to join Granite State Credit Union.
Cost to join
- A $10 deposit to establish a savings account is required to become a member and must remain as the minimum balance.
Membership information collected October 4, 2026.