Merrimack County Savings Bank Savings & Money Market Rates

How Merrimack County Savings Bank’s savings rates compare

Compared with banks and credit unions near Concord, NH, where Merrimack County Savings Bank has the most branches. $10,000, best rate first.

This bank’s best
Merrimack County Savings Bank
0.15%APY
Minimum
$500
Earns on $10,000 a year
$15
Everyday Money Market
Top rate
Lighthouse Credit Union
3.85%APY
Minimum
—
Earns on $10,000 a year
$385
Lighthouse Credit Union rates
2nd-highest rate
Ledyard Bank
3.25%APY
Minimum
$10,000
Earns on $10,000 a year
$325
Ledyard Bank rates

Compare savings rates near you →

67

Savings score

Higher than 20% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.15%
$10,000 balance$10,0000.15%
$100,000 balance$100,0000.25%
QualifiedQualified0.15%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Merrimack County Savings Bank ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the bank’s website. Earnings assume the rate doesn’t change.

Premier Money Market

Up to 0.45%APYRequirements apply$25,000 to open

Available exclusively to Premier Checking accountholders; requires an active and in good standing Premier Checking Account. Variable rate account. Interest compounded monthly and credited monthly using the daily balance method. $10 monthly service charge waived with a monthly average collected balance of $25,000. $750 Courtesy Pay limit.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$25,000 and upRequires an active and in good standing Premier Checking Account. Variable rate account; interest rates and APYs may change at the discretion of the Bank. $10 monthly service charge waived with a monthly average collected balance of $25,000.	0.20%	—	Requires an active and in good standing Premier Checking Account. Variable rate account; interest rates and APYs may change at the discretion of the Bank. $10 monthly service charge waived with a monthly average collected balance of $25,000.
$50,000 and upRequires an active and in good standing Premier Checking Account. Variable rate account; interest rates and APYs may change at the discretion of the Bank. $10 monthly service charge waived with a monthly average collected balance of $25,000.	0.25%	—	Requires an active and in good standing Premier Checking Account. Variable rate account; interest rates and APYs may change at the discretion of the Bank. $10 monthly service charge waived with a monthly average collected balance of $25,000.
$100,000 and upRequires an active and in good standing Premier Checking Account. Variable rate account; interest rates and APYs may change at the discretion of the Bank. $10 monthly service charge waived with a monthly average collected balance of $25,000.	0.35%	—	Requires an active and in good standing Premier Checking Account. Variable rate account; interest rates and APYs may change at the discretion of the Bank. $10 monthly service charge waived with a monthly average collected balance of $25,000.
$250,000 and upRequires an active and in good standing Premier Checking Account. Variable rate account; interest rates and APYs may change at the discretion of the Bank. $10 monthly service charge waived with a monthly average collected balance of $25,000.	0.45%	—	Requires an active and in good standing Premier Checking Account. Variable rate account; interest rates and APYs may change at the discretion of the Bank. $10 monthly service charge waived with a monthly average collected balance of $25,000.

Sources (2)

All captured Oct 22, 2026

Everyday Money Market

0.15%APY$500 to open

Variable rate account. Interest compounded monthly and credited monthly using the daily balance method. No monthly service charge. $750 Courtesy Pay limit.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$1,000 and upVariable rate account; interest rates and APYs may change at the discretion of the Bank. No monthly service charge.	0.15%	$15	Variable rate account; interest rates and APYs may change at the discretion of the Bank. No monthly service charge.
$10,000 and upVariable rate account; interest rates and APYs may change at the discretion of the Bank. No monthly service charge.	0.15%	$15	Variable rate account; interest rates and APYs may change at the discretion of the Bank. No monthly service charge.
$25,000 and upVariable rate account; interest rates and APYs may change at the discretion of the Bank. No monthly service charge.	0.20%	—	Variable rate account; interest rates and APYs may change at the discretion of the Bank. No monthly service charge.
$100,000 and upVariable rate account; interest rates and APYs may change at the discretion of the Bank. No monthly service charge.	0.25%	—	Variable rate account; interest rates and APYs may change at the discretion of the Bank. No monthly service charge.
$250,000 and upVariable rate account; interest rates and APYs may change at the discretion of the Bank. No monthly service charge.	0.30%	—	Variable rate account; interest rates and APYs may change at the discretion of the Bank. No monthly service charge.

Sources (2)

All captured Oct 22, 2026

Everyday Savings

Up to 0.15%APY$10 to open

No monthly service charge.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
$100 and up	0.10%	$10
$2,500 and up	0.10%	$10
$10,000 and up	0.15%	$15
$25,000 and up	0.20%	—

Sources (2)

All captured Oct 22, 2026

Goal-Setter Savings/GOALS

0.10%APY$2 to open

Allows saving automatically by setting up transfers from a Merrimack checking or savings account for the chosen amount and timeframe; funds are automatically transferred back when the goal is reached.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
$2 and up	0.10%	$10

Sources (2)

All captured Oct 22, 2026

Special-purpose accounts

Health Savings Account

Up to 0.25%APYHSA$10 to open

To pair with a high-deductible health plan for qualified medical expenses. No monthly service charge.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
Over $0	0.10%	$10
$500 and up	0.10%	$10
$2,500 and up	0.20%	$20
$10,000 and up	0.25%	$25
$25,000 and up	0.35%	—

Sources (2)

All captured Oct 22, 2026

Youth Savings

0.25%APYKids and teens$1 to open

Specially designed for account holders under the age of 18; primary accountholder must be under 18 and a joint parent or guardian accountholder is required. No monthly service charge.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$1 and upPrimary accountholder must be under 18 and a joint parent or guardian accountholder is required.$1 and up	0.25%	$25	Primary accountholder must be under 18 and a joint parent or guardian accountholder is required.

Sources (2)

All captured Oct 22, 2026

Opening an account

Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.

Visit institution website ↗Branches and institution details

How Merrimack County Savings Bank’s savings rates compare

Merrimack County Savings Bank savings score

Current savings rates

Premier Money Market

Everyday Money Market

Everyday Savings

Goal-Setter Savings/GOALS

Special-purpose accounts

Health Savings Account

Youth Savings

Opening an account