Credit union · NCUA insured
New Hampshire Postal Credit Union
A $66.1M credit union headquartered in Manchester, NH, with 3,036 members and 2 branches in New Hampshire. Best rates: savings 1.00% APY.
New Hampshire Postal Credit Union Carrot Score
69
Carrot Score
Higher than 24% of U.S. banks and credit unions
#13 of 23 in Manchester, NH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About New Hampshire Postal Credit Union
Established in 1940, New Hampshire Postal Credit Union was created to promote thrift and provide credit at reasonable rates of interest for its members.
- Headquarters
- 955 Goffs Falls Rd, Manchester, NH 03103
- NCUA charter
- 66207
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Active or retired New Hampshire Postal employees living or working in New Hampshire are eligible for membership.
Family and household
- Family members of current credit union members are eligible to join.
Branches
2 branches in New Hampshire
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New Hampshire
2 branches
Manchester area · 1
- NH Postal CUMain office955 Goffs Falls Rd, Manchester, NH 03103Directions
Concord area · 1
- NH Postal CU18 Loudon Rd, Concord, NH 03301Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 22.59% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.03% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 2.04% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $26 | $59 | — |
- CapitalNet worth ratio22.59%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.03%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets2.04%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$26Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of New Hampshire Postal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.