Credit union · NCUA insured
Consumers Cooperative Federal Credit Union Savings Rates
Consumers Cooperative Federal Credit Union’s best savings rate is 2.27% APY on $10,000, with its Grand Saver. Rates checked October 22, 2026.
How Consumers Cooperative Federal Credit Union’s savings rates compare
Compared with banks and credit unions in Nebraska, where Consumers Cooperative Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Consumers Cooperative Federal Credit Union
2.27%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $227
Grand Saver
Top rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Flatwater Bank
3.60%APY
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000 a year
- $360
Consumers Cooperative Federal Credit Union savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0002.27%
- $10,000 balance$10,0002.27%
- $100,000 balance$100,0002.27%
- QualifiedQualified2.27%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Consumers Cooperative Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Grand Saver
2.27%APY
Requires a minimum $1,000.00 balance. All accounts are variable rate. The dividend rate and APY may change every month as determined by the Board of Directors.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upDividends compounded and paid quarterly.$1,000 and up | 2.27% | $227 | Dividends compounded and paid quarterly. |
Regular Share Account
1.26%APY
Establishes membership with Consumers Cooperative FCU. All accounts are variable rate. The dividend rate and APY may change every month as determined by the Board of Directors.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upDividends compounded and paid quarterly.$25 and up | 1.26% | $126 | Dividends compounded and paid quarterly. |
Special-purpose accounts
IRA
2.78%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded and paid quarterly.Any balance | 2.78% | $278 | Dividends compounded and paid quarterly. |
Sources (1)
- ccfcuonline.com/savings-rates · captured Oct 5, 2026
Youth Savings
1.76%APY
For members 12 years and younger. All accounts are variable rate. The dividend rate and APY may change every month as determined by the Board of Directors.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upEligible for members 12 years and younger. Dividends compounded and paid quarterly.$5 and up | 1.76% | $176 | Eligible for members 12 years and younger. Dividends compounded and paid quarterly. |
Christmas Club
1.26%APY
The maturity date of this account is October 31st. A check will be issued to the account holder for the amount of the account within five days of the maturity date. All accounts are variable rate. The dividend rate and APY may change every month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMaturity date October 31st. Dividends compounded and paid quarterly.Any balance | 1.26% | $126 | Maturity date October 31st. Dividends compounded and paid quarterly. |
Who can join Consumers Cooperative Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Customers of WESTCO are eligible for membership.
- Employees of WESTCO are eligible for membership.
Membership information collected October 4, 2026.