Credit union · NCUA insured
North Platte Union Pacific Employees Credit Union
A $43.2M credit union headquartered in North Platte, NE, with 3,947 members and 1 branch in Nebraska. Best rates: CDs 3.80% and savings 2.01% APY.
North Platte Union Pacific Employees Credit Union Carrot Score
83
Carrot Score
Higher than 62% of U.S. banks and credit unions
#2 of 7 in North Platte, NE metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About North Platte Union Pacific Employees Credit Union
North Platte Union Pacific Employees Credit Union is based in North Platte, Nebraska, where it has operated since 1941.
- Headquarters
- 420 Rodeo Rd, North Platte, NE 69101-2240
- NCUA charter
- 65528
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and retirees of Union Pacific Railroad or Union Pacific Railroad-related industries are eligible to join.
Family and household
- Individuals related to someone who works for Union Pacific Railroad or a Union Pacific Railroad-related industry are eligible to join.
Branches
1 branch in Nebraska
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Nebraska
1 branch
- North Plattte Union Pacific Employees Credit UnionMain office420 Rodeo Rd, North Platte, NE 69101Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.48% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.75% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.11% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $43 | $59 | — |
- CapitalNet worth ratio16.48%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.75%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.11%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$43Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of North Platte Union Pacific Employees Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.