Bank · FDIC insured
West Gate Bank
A $1.5B bank headquartered in Lincoln, NE, with 10 branches in Nebraska. Best rates: CDs 4.34% and savings 0.60% APY.
West Gate Bank Carrot Score
81
Carrot Score
Higher than 57% of U.S. banks and credit unions
#12 of 29 in Lincoln, NE metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About West Gate Bank
Founded in Lincoln in 1968, West Gate Bank is a state-chartered community bank owned by Carl Sjulin and his family.
The bank operates a 10-branch network across Lincoln and Omaha, focusing its community banking investments in eastern Nebraska.
- Headquarters
- 6003 Old Cheney Rd, Lincoln, NE 68516
- FDIC certificate
- 19850 ↗
Branches
10 branches in Nebraska
Loading map…
Nebraska
10 branches
Lincoln area · 6
- West Gate BankMain office6003 Old Cheney Rd, Lincoln, NE 68516Directions
- Cornhusker Branch2662 Cornhusker Hwy, Lincoln, NE 68521Directions
- Eagle Crest Branch8400 Eagle Crest Rd, Lincoln, NE 68505Directions
- Midtown Branch4955 O St, Lincoln, NE 68510Directions
- South Street Branch2037 S 17th St, Lincoln, NE 68502Directions
- West O Branch1204 W O St, Lincoln, NE 68528Directions
Omaha area · 4
- Bellevue Branch1004 Cornhusker Rd, Bellevue, NE 68123Directions
- 17617 Manderson Street - Omaha Branch17617 Manderson St, Omaha, NE 68116Directions
- Pacific Springs Branch1020 S 179th Ct, Omaha, NE 68118Directions
- Ralston Branch9775 Q St, Omaha, NE 68127Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.38% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.25% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.97% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $84 | $88 | — |
- CapitalLeverage ratio10.38%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.25%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.97%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$84Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of West Gate Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.