Bank · FDIC insured
Madison County Bank
A $613.2M bank headquartered in Madison, NE, with 6 branches in Nebraska. Best rates: CDs 3.90% and savings 3.40% APY.
Madison County Bank Carrot Score
84
Carrot Score
Higher than 67% of U.S. banks and credit unions
#2 of 13 in Norfolk, NE metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Madison County Bank
Madison County Bank is a financial institution headquartered in Norfolk, Nebraska, operating since 1888.
The bank specializes in agricultural lending to serve Northeast Nebraska.
Its branch network totals eight locations between Madison County Bank, Wayne County Bank, and Boone County Bank.
- Headquarters
- 111 W 3rd St, Madison, NE 68748
- FDIC certificate
- 31999 ↗
Branches
6 branches in Nebraska
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Nebraska
6 branches
Norfolk area · 4
- Madison County BankMain office111 W 3rd St, Madison, NE 68748Directions
- Norfolk Branch2100 W Pasewalk Ave, Norfolk, NE 68701Directions
- Norfolk North Branch1650 N 13th St, Norfolk, NE 68701Directions
- Plainview Branch402 W Locust Ave, Plainview, NE 68769Directions
Albion area · 1
- Albion Branch103 S 4th St, Albion, NE 68620Directions
Winside area · 1
- Winside State Bank Branch411 Main St, Winside, NE 68790Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 15.11% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.37% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.33% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $96 | $81 | — |
- CapitalLeverage ratio15.11%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.37%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.33%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$96Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Madison County Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.