Credit union · NCUA insured
Cobalt Credit Union
Top CarrotA $1.3B credit union, the 372nd largest of 4,329, headquartered in Papillion, NE, with 117,031 members and 18 branches in 2 states. Best rates: CDs 3.90% and savings 2.90% APY.
Cobalt Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 80% of U.S. banks and credit unions
#11 of 61 in Omaha, NE-IA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Cobalt Credit Union
Founded in 1946 as SAC Federal Credit Union, Cobalt Credit Union is a member-owned financial institution headquartered in Papillion, Nebraska.
The credit union proudly serves the Omaha Metropolitan Area.
- Headquarters
- 7148 Towne Center Pkwy, Papillion, NE 68046
- NCUA charter
- 24917
Branches
18 branches in 2 states
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Nebraska
17 branches
Omaha area · 16
- HeadquartersMain office7148 Towne Center Pkwy, Papillion, NE 68046Directions
- Bellevue Branch2204 Longo Dr, Bellevue, NE 68005Directions
- Blair Family Fare238 S 8th St, Blair, NE 68008Directions
- Gretna Branch11661 S. Hwy 6, Gretna, NE 68028Directions
- Base Exchange (BX) Branch106 Meyer Ave, Bldg 166, Offutt AFB, NE 68113Directions
- 31st Ames3161 Ames Ave, Omaha, NE 68111Directions
- 36Th & Q No Frills Branch3548 Q St, Omaha, NE 68107Directions
- Cass Court7643 Cass St, Omaha, NE 68114Directions
- Maple Branch17020 Evans Plz, Omaha, NE 68116Directions
- Mid-Town HyVee Branch8809 W Center Rd, Omaha, NE 68124Directions
- Millard Branch15325 Weir St, Omaha, NE 68137Directions
- Old Market Branch310 S 10 Street, Omaha, NE 68102Directions
- South Omaha Branch4704 S 24th St, Omaha, NE 68107Directions
- Papillion Branch1216 N Washington St, Papillion, NE 68046Directions
- Shadow Lake HyVee Branch11650 S 73rd St, Papillion, NE 68046Directions
- Plattsmouth Branch219 S 23rd St, Plattsmouth, NE 68048Directions
Lincoln area · 1
- Lincoln Traditional2801 N 86th St, Lincoln, NE 68507Directions
Iowa
1 branch
- Council Bluffs Super Saver Branch1141 N Broadway, Council Bluffs, IA 51503Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.15% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.80% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.88% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $95 | $88 | — |
- CapitalNet worth ratio9.15%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.80%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.88%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$95Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Cobalt Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.