Bank · FDIC insured
West Gate Bank Savings Rates
West Gate Bank’s best savings rate is 0.60% APY on $10,000, with its Money Market Accounts. Rates checked October 22, 2026.
How West Gate Bank’s savings rates compare
Compared with banks and credit unions near Lincoln, NE, where West Gate Bank has the most branches. $10,000, best rate first.
This bank’s best
West Gate Bank
2.50%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $250
Saver
Top rate
Cornhusker Bank
3.46%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $346
2nd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
West Gate Bank savings score
85
Savings score
Higher than 68% of U.S. banks and credit unions
- $1,000 balance$1,0000.60%
- $10,000 balance$10,0000.60%
- $100,000 balance$100,0001.00%
- QualifiedQualified2.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where West Gate Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Saver
Up to 2.50%APY
Requires a High Yield Checking or Cash Back Checking account. Limited to 1 Saver account per Primary Account Holder (SSN). Qualifications: monthly Direct Deposit/ACH credit, minimum of 12 debit card purchases, and enrollment in eStatements in the linked checking account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100,000Qualified balance tier $0-$99,999.99 when account qualifications are met during Monthly Qualification Cycle. | 2.50% | $250 | Qualified balance tier $0-$99,999.99 when account qualifications are met during Monthly Qualification Cycle. |
| Any balanceBase rate applied to entire daily balance when qualification requirements are not met during Monthly Qualification Cycle. | 0.05% | $5 | Base rate applied to entire daily balance when qualification requirements are not met during Monthly Qualification Cycle. |
| $100,000 and upQualified balance portion equal to or greater than $100,000 earns 0.2497% interest rate, resulting in a blended range from 2.50% to 1.38% APY depending on daily balance. | 0.25% | — | Qualified balance portion equal to or greater than $100,000 earns 0.2497% interest rate, resulting in a blended range from 2.50% to 1.38% APY depending on daily balance. |
Sources (3)
- westgate.bank/personal/spend-a…ve/deposit-account-rates
- westgate.bank/personal/spend-a…ersonal-savings-accounts
- westgate.bank/saver
All captured Sep 26, 2026
Money Market Accounts
0.60%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $50,000 | 0.60% | $60 |
| $50,000 – $100,000 | 0.75% | — |
| $100,000 – $250,000 | 1.00% | — |
| $250,000 – $500,000 | 1.51% | — |
| $500,000 – $1,000,000 | 2.02% | — |
| $1,000,000 and up | 2.27% | — |
Sources (2)
- westgate.bank/personal/spend-a…ve/deposit-account-rates
- westgate.bank/personal/spend-a…ve/money-market-accounts
All captured Sep 26, 2026
Personal Savings
0.50%APY
Monthly fee of $2.50 waived if minimum balance stays at $10 and above every day of the statement cycle. Fees waived for customers under age 18. 6 free withdrawals allowed per month ($0.50 each thereafter).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo monthly service charge if minimum balance is $10 or above ($2.50 monthly fee if balance falls below $10 any day of month). Fees waived for customers under age 18.Any balance | 0.50% | $50 | No monthly service charge if minimum balance is $10 or above ($2.50 monthly fee if balance falls below $10 any day of month). Fees waived for customers under age 18. |
Sources (3)
- westgate.bank/personal-savings
- westgate.bank/personal/spend-a…ve/deposit-account-rates
- westgate.bank/personal/spend-a…ersonal-savings-accounts
All captured Sep 26, 2026
Special-purpose accounts
No Term IRA
3.80%APY
Traditional and Roth IRAs available. Excluded from Certificate of Deposit balance tier rate adjustments.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 3.80% | $380 |
Sources (2)
- westgate.bank/personal/spend-a…ve/deposit-account-rates
- westgate.bank/personal/spend-a…retirement-accounts-iras
All captured Sep 26, 2026
Health Savings Account
1.00%APY
Designed for individuals and families with high-deductible health plans. Rate disclosed is for customers with a West Gate Bank checking account with direct deposit; APY is 0.50% less without a checking account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDisclosed rate requires a West Gate Bank checking account with direct deposit. (APY will be 0.50% less without it).Any balance | 1.00% | $100 | Disclosed rate requires a West Gate Bank checking account with direct deposit. (APY will be 0.50% less without it). |
Sources (2)
- westgate.bank/personal/spend-a…ve/deposit-account-rates
- westgate.bank/personal/spend-a…th-savings-accounts-hsas
All captured Sep 26, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.