Credit union · NCUA insured
First Nebraska Credit Union Savings Rates
First Nebraska Credit Union’s best savings rate is 1.50% APY on $10,000, with its SuperSaver Fund. Rates checked October 22, 2026.
How First Nebraska Credit Union’s savings rates compare
Compared with banks and credit unions near Omaha, NE-IA, where First Nebraska Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
First Nebraska Credit Union
2.20%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $220
Advantage Plus Money Market
Top rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Cornhusker Bank
3.46%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $346
First Nebraska Credit Union savings score
88
Savings score
Higher than 82% of U.S. banks and credit unions
- $1,000 balance$1,0000.07%
- $10,000 balance$10,0001.50%
- $100,000 balance$100,0001.75%
- QualifiedQualified2.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Nebraska Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Advantage Plus Money Market
2.20%APY
Requires Secure or Premier Checking account relationship. Minimum balance requirement to earn dividends and avoid service charges is $2,500.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $9,999 | 2.00% | — |
| $10,000 – $24,999 | 2.20% | $220 |
| $25,000 – $100,000 | 2.40% | — |
| $100,000 and up | 2.60% | — |
SuperSaver Fund
1.50%APY
The minimum balance requirement to earn dividends and avoid service charges is $5,000.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5,000 – $9,999 | 1.25% | — |
| $10,000 – $24,999 | 1.50% | $150 |
| $25,000 and up | 1.75% | — |
Sources (1)
- firstnebraska.org/rates-money-market · captured Oct 5, 2026
Share Savings Account
0.25%APY
There is a $5.00 minimum balance required in share savings when you become a member. Minimum balance requirement to earn dividends is $100. Dividends are compounded using the average daily balance method, accrued quarterly, and posted the last day of the quarter.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 – $999 | 0.05% | — |
| $1,000 – $4,999 | 0.07% | — |
| $5,000 – $9,999 | 0.12% | — |
| $10,000 and up | 0.25% | $25 |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
Christmas Club Savings Account
0.05%APY
No minimum balance required. Minimum balance requirement to earn dividends is $100. Funds automatically transfer to share savings account on November 15. Automatically renews each year. Dividends paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.05% | $5 |
Sources (3)
- firstnebraska.org/savings
- firstnebraska.org/savings/christmas-club
- firstnebraska.org/rates-savings-account
All captured Sep 18, 2026
Savvy Saver Youth Savings Account
0.05%APY
For kids 17 and under. Parent/Guardian required as joint owner until age 18. $5 minimum balance requirement which represents membership share in the credit union and the minimum balance requirement to earn dividends.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.05% | $5 |
Sources (3)
All captured Sep 18, 2026
Vacation Club Savings Account
0.05%APY
No minimum balance required. Minimum balance requirement to earn dividends is $100. No withdrawal restrictions. Dividends paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.05% | $5 |
Sources (3)
- firstnebraska.org/savings
- firstnebraska.org/savings/vacation-club
- firstnebraska.org/rates-savings-account
All captured Sep 18, 2026
Closed to new customers
Money Market Checking
0.50%APY
No longer offered as new account. Minimum balance requirement to earn dividends is $2,500.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $10,000 | 0.25% | — |
| $10,000 and up | 0.50% | $50 |
Sources (1)
- firstnebraska.org/rates-money-market · captured Oct 5, 2026
Who can join First Nebraska Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.