Compare Bank & Credit Union Rates
Best savings rates in Missouri
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 271–285 results in Missouri
- First Federal Bank of Kansas CityFirst Savings PlusSavings · $50 min · 0.10%–0.20% by balance
Bank · 6 branches
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: Available exclusively to First Federal Bank checking accountholders. Monthly maintenance service charge of $3.00 waived with a $50 daily balance.
Offer: Pairing with a First Federal checking account required. $50 daily balance required to avoid $3.00 monthly maintenance service charge.
Qualified rate · 0.10% interest rate · $3 monthly fee · Effective Oct 23, 2026
Rate by balance
Rate by balance for First Savings Plus Balance APY Up to $1,000 0.10% $1,000 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
0.20% interest rate
Rate checked
More details - North American Savings BankPerformance SavingsSavings · $5,000 min · 0.15%–0.35% by balance
Bank · 10 branches
0.20%APY$20 a year on $10,000Requirements
Product: Monthly maintenance fee of $7.50 waived if $5,000 minimum balance requirement is met.
Offer: Monthly maintenance fee waived if $5,000 minimum balance is met.
$7.50 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Performance Savings Balance APY $5,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.25% $50,000 – $75,000 0.30% $75,000 – $1,500,000 0.35% $1,500,000 and up 0.15% Rate checked
More details - 0.20%APY$20 a year on $10,000
0.20% interest rate · No monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Monthly service fee ($5.00) can be avoided by satisfying one of the following: monthly electronic transfers of at least $10 from personal checking account with BOK Financial, maintain monthly average collected balance of $250, or link to a Premier Checking account (accounts are not automatically linked). 0.05% bonus interest rate available when linked with Select Checking or Premier Checking (bonus interest rate is not automatically applied and must be requested).
Offer: Applicable to Arkansas (AR). Monthly fee of $5.00 waived with $250 monthly average collected balance, monthly electronic transfer of at least $10 from BOK Financial personal checking, or link to Premier Checking.
0.20% interest rate · $5 monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $10 monthly fee if below minimum/$10 service charge per excessive withdrawal. Transfers from a MMDA to another account or to third parties by preauthorized, automatic, phone, or computer transfer or by check, draft or similar order to third parties are limited to six per statement cycle.
Offer: $10 monthly fee if below minimum
0.05% interest rate · $10 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.05% $1,000 – $5,000 0.05% $5,000 – $50,000Your amount 0.20% $50,000 – $200,000 0.55% $200,000 and up 1.00% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Also referred to as Regular Savings. $3 monthly fee if balance falls below $100. Allows 6 transfers per monthly statement cycle; $1 excess item fee for each withdrawal in excess of 3 per monthly statement cycle. Interest credited semi-annually.
Offer: $3 monthly fee waived if balance stays at or above $100.
0.20% interest rate · $3 monthly fee · Effective Feb 2, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: No Monthly Maintenance Fee with a $200 Minimum Average Balance. Compounded quarterly. Limited to six transfers/withdrawals per month. $20 Early Account Closing Fee if closed within 90 days of opening.
Offer: Compounded quarterly. Rates may change.
0.20% interest rate · Compounded quarterly · Effective Sep 22, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Primary membership savings account option. Membership eligibility required.
Offer: Requires $5 minimum balance and $100 average daily balance for dividend/interest rate.
0.20% interest rate · No monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Membership eligibility required.
Offer: Requires $5 minimum balance and $100 average daily balance for dividend/interest rate.
0.20% interest rate
Rate checked
More details - Together Credit UnionAccelerate It SavingsSavings · $100 min · 0.20%–5.00% by balance
Credit union · 13 branches
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: Must be 19 years of age or older (or 22 years or older per rates disclosure) and have an open checking account located under the same membership number; converts to Regular Savings if checking account is closed. One account per SSN or TIN. Membership eligibility required.
Offer: Requires open checking account under the same membership number. $100 average daily balance required for dividend/interest rate.
Qualified rate · 4.89% interest rate · Effective Jun 1, 2025
Rate by balance
Rate by balance for Accelerate It Savings Balance APY $100 – $5,001 5.00% $5,001 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Add-on account for special goals requiring an existing primary membership savings account. Membership eligibility required.
Offer: Requires $100 average daily balance for dividend/interest rate. $0 minimum balance requirement.
0.20% interest rate · No monthly fee
Rate checked
More details - Multi-States Credit UnionMain Savings AccountSavings · $200 min · 0.05%–0.50% by balance
Credit union · 3 branches
0.20%APY$20 a year on $10,000Requirements
Product: Membership account. Minimum balance requirement of $10. Interest is earned on balances over $200 each day and calculated on the average daily balance.
Offer: Interest earned on balances over $200 each day, calculated on average daily balance.
0.05% interest rate
Rate by balance
Rate by balance for Main Savings Account Balance APY $200 – $2,000 0.05% $2,000 – $10,000Your amount 0.20% Over $10,000 0.50% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Minimum balance service charge of $5 per quarter waived with a $100 daily balance; waived along with excess withdrawal fees for primary account owners age 23 & under. Primary account owner age 17 and under requires adult (18+) joint owner. Enrollment in Online Banking required (age 13+). Free ATM card eligibility age 14+.
Offer: Interest compounded and credited monthly. Variable rate may change after account opening. Minimum balance service charge is $5 per quarter (waived with $100 daily balance or age 23 & under). Excess withdrawal fee of $1 per withdrawal/debit over 9 per quarter.
0.20% interest rate
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Interest is compounded and credited quarterly. 3 free withdrawals per month; $1 fee for withdrawals in excess thereafter.
Offer: Must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Avoid the $1.00 monthly service fee by maintaining a daily balance of $100.00 per statement cycle. If closed before interest is credited, accrued interest is not received.
0.20% interest rate · $1 monthly fee · Effective Apr 2, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Missouri
488 accounts at 187 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Missouri
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- MECE Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 35 branches
- 1st MidAmerica Credit UnionCredit union · 1 branch