Bank · FDIC insured
North American Savings Bank Savings Rates
North American Savings Bank’s best savings rate is 3.60% APY on $10,000, with its E-Savings. Rates checked October 17, 2026.
How North American Savings Bank’s savings rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where North American Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
North American Savings Bank
3.60%APY
- Minimum
- $10,000
- Earns on $10,000 a year
- $360
E-Savings
Top rate
Truity Credit Union
3.75%APY
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
North American Savings Bank savings score
96
Savings score
Higher than 98% of U.S. banks and credit unions
- $1,000 balance$1,0002.50%
- $10,000 balance$10,0003.60%
- $100,000 balance$100,0003.75%
- QualifiedQualified3.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where North American Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Select III Savings
2.50%APY
Tiered savings account. Monthly maintenance fee of $7.50 waived if minimum balance of $500 is met.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Monthly maintenance fee waived with $500 minimum balance. | 2.50% | — | Monthly maintenance fee waived with $500 minimum balance. |
| $5,000 – $25,000Monthly maintenance fee waived with $500 minimum balance. | 2.50% | $250 | Monthly maintenance fee waived with $500 minimum balance. |
| $25,000 – $75,000Monthly maintenance fee waived with $500 minimum balance. | 3.10% | — | Monthly maintenance fee waived with $500 minimum balance. |
| $75,000 and upMonthly maintenance fee waived with $500 minimum balance. | 3.75% | — | Monthly maintenance fee waived with $500 minimum balance. |
Sources (1)
- nasb.com/banking/solutions/savings/select-iii-savings · captured Oct 17, 2026
E-Savings
3.60%APY
Online only. High-yield online savings account available nationally. Interest is compounded monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceOnline only. High-yield online savings account available nationally. Interest is compounded monthly.Any balance | 3.60% | $360 | Online only. High-yield online savings account available nationally. Interest is compounded monthly. |
Sources (1)
- nasb.com/banking/resources/account-rates · captured Oct 17, 2026
Ultimate Savings
3.60%APY
Online only. Blended interest rate. Rates only available in the Greater Kansas City (KS/MO) area.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Blended interest rate. Available online through nasb.com only. | 3.60% | $360 | Blended interest rate. Available online through nasb.com only. |
| $50,000 – $1,999,999Blended interest rate. Available online through nasb.com only. | 3.60% | — | Blended interest rate. Available online through nasb.com only. |
| $2,000,000 and upBlended interest rate. Available online through nasb.com only. | 0.01% | — | Blended interest rate. Available online through nasb.com only. |
Sources (3)
- nasb.com/banking/solutions/savings
- nasb.com/banking/solutions/savings/ultimate-savings
- nasb.com/banking/resources/account-rates
All captured Sep 17, 2026
High Rate Savings
2.50%APY
Available online through nasb.com only. Interest compounded daily and paid monthly. A $30 account closure fee applies if the account is closed within 90 days of opening.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,499,999Available online through nasb.com only. Interest compounded daily and paid monthly. | 2.50% | $250 | Available online through nasb.com only. Interest compounded daily and paid monthly. |
| $1,500,000 and upAvailable online through nasb.com only. Interest compounded daily and paid monthly. | 2.50% | — | Available online through nasb.com only. Interest compounded daily and paid monthly. |
Sources (1)
- nasb.com/banking/solutions/savings/high-rate-savings · captured Oct 17, 2026
Premium Money Market Checking
0.40%APY
A monthly maintenance fee of $7.50 applies if the $1,000 monthly minimum balance requirement is not met. Account requires a $1,000 minimum opening deposit.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Monthly maintenance fee of $7.50 is charged if the $1,000 minimum balance requirement is not met. | 0.40% | $40 | Monthly maintenance fee of $7.50 is charged if the $1,000 minimum balance requirement is not met. |
| $25,000 – $1,500,000Monthly maintenance fee of $7.50 is charged if the $1,000 minimum balance requirement is not met. | 0.50% | — | Monthly maintenance fee of $7.50 is charged if the $1,000 minimum balance requirement is not met. |
| $1,500,000 and upMonthly maintenance fee of $7.50 is charged if the $1,000 minimum balance requirement is not met. | 0.05% | — | Monthly maintenance fee of $7.50 is charged if the $1,000 minimum balance requirement is not met. |
Performance Savings
0.20%APY
Monthly maintenance fee of $7.50 waived if $5,000 minimum balance requirement is met.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5,000 – $25,000Monthly maintenance fee waived if $5,000 minimum balance is met. | 0.20% | $20 | Monthly maintenance fee waived if $5,000 minimum balance is met. |
| $25,000 – $50,000Monthly maintenance fee waived if $5,000 minimum balance is met. | 0.25% | — | Monthly maintenance fee waived if $5,000 minimum balance is met. |
| $50,000 – $75,000Monthly maintenance fee waived if $5,000 minimum balance is met. | 0.30% | — | Monthly maintenance fee waived if $5,000 minimum balance is met. |
| $75,000 – $1,500,000Monthly maintenance fee waived if $5,000 minimum balance is met. | 0.35% | — | Monthly maintenance fee waived if $5,000 minimum balance is met. |
| $1,500,000 and upMonthly maintenance fee waived if $5,000 minimum balance is met. | 0.15% | — | Monthly maintenance fee waived if $5,000 minimum balance is met. |
Sources (1)
- nasb.com/banking/solutions/savings/performance-savings · captured Oct 17, 2026
Super Saver Savings
0.35%APY
Monthly maintenance fee of $7.50 waived if $15,000 minimum balance is met.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Monthly maintenance fee waived if $15,000 minimum balance requirement is met.Over $0 | 0.35% | $35 | Monthly maintenance fee waived if $15,000 minimum balance requirement is met. |
Sources (1)
- nasb.com/banking/solutions/savings · captured Oct 17, 2026
Statement Savings
0.30%APY
Monthly maintenance fee of $7.50 waived if $100 minimum balance requirement is met.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Monthly maintenance fee waived if $100 minimum balance is met.Over $0 | 0.30% | $30 | Monthly maintenance fee waived if $100 minimum balance is met. |
Sources (1)
- nasb.com/banking/solutions/savings · captured Oct 17, 2026
Smart Savers Savings
0.25%APY
Requires $25 minimum monthly direct deposit. Minimum balance requirement of $200 after first six months. Monthly maintenance fee of $0 with direct deposit for first six months, then $7.50 if minimum balance not met.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Requires $25 minimum monthly direct deposit. $0 monthly maintenance fee with direct deposit for first 6 months, then $7.50 if $200 minimum balance is not met.Over $0 | 0.25% | $25 | Requires $25 minimum monthly direct deposit. $0 monthly maintenance fee with direct deposit for first 6 months, then $7.50 if $200 minimum balance is not met. |
Sources (1)
- nasb.com/banking/solutions/savings/smart-savers-savings · captured Oct 17, 2026
Special-purpose accounts
IRA Savings Account
0.30%APY
Available in-branch. No minimum balance requirement. No monthly maintenance fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0IRS Regulations apply.Over $0 | 0.30% | $30 | IRS Regulations apply. |
Sources (1)
- nasb.com/banking/solutions/savings/ira-savings · captured Oct 17, 2026
Stepping Stones Savings
0.25%APY
Designed for youth ages 18 and under. $0 minimum balance. $7.50 monthly maintenance fee if balance is less than $25 and no monetary activity for 12 months.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Designed for youth ages 18 and under. $7.50 monthly fee applies only if balance is less than $25 and no monetary activity for 12 months.Over $0 | 0.25% | $25 | Designed for youth ages 18 and under. $7.50 monthly fee applies only if balance is less than $25 and no monetary activity for 12 months. |
Sources (1)
- nasb.com/banking/solutions/sav…/stepping-stones-savings · captured Oct 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.