Credit union · NCUA insured
Multi-States Credit Union Savings Rates
Multi-States Credit Union’s best savings rate is 0.20% APY on $10,000, with its Main Savings Account. Rates checked October 16, 2026.
How Multi-States Credit Union’s savings rates compare
Compared with banks and credit unions near Springfield, MO, where Multi-States Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Multi-States Credit Union
0.20%APY
- Minimum
- $10
- Earns on $10,000 a year
- $20
Main Savings Account
Top rate
Metro Credit Union
5.09%APY
- Minimum
- —
- Earns on $10,000 a year
- $509
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
Multi-States Credit Union savings score
68
Savings score
Higher than 22% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Multi-States Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Main Savings Account
0.20%APY
Membership account. Minimum balance requirement of $10. Interest is earned on balances over $200 each day and calculated on the average daily balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 – $2,000Interest earned on balances over $200 each day, calculated on average daily balance. | 0.05% | — | Interest earned on balances over $200 each day, calculated on average daily balance. |
| $2,000 – $10,000Interest earned on balances over $200 each day, calculated on average daily balance. | 0.20% | $20 | Interest earned on balances over $200 each day, calculated on average daily balance. |
| Over $10,000Interest earned on balances over $200 each day, calculated on average daily balance. | 0.50% | — | Interest earned on balances over $200 each day, calculated on average daily balance. |
Who can join Multi-States Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees, affiliates, volunteers, and other groups associated with Mercy Health System.
Family and household
- Membership is open to families of Mercy Health System employees, affiliates, and volunteers.
Cost to join
- Purchase one $10 share to deposit into main savings account, which must remain on deposit at all times for membership.
Membership information collected October 4, 2026.