Compare Bank & Credit Union Rates
Best savings rates in Missouri
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Missouri
- Community National Bank & TrustPlatinum Savings AccountSavings · $5,000 min · 0.15%–1.91% by balance
Bank · 8 branches
1.91%APY$191 a year on $10,000Requirements
Product: Variable rate account; rate may change after account is opened. $2 monthly service charge waived by maintaining an average daily balance of $25 or more. Includes 6 free withdrawals per cycle ($1 fee per excess withdrawal) and 30 free deposited items per month ($0.25 fee per excess deposited item). Paper statement option has a $1.00 monthly service fee.
Offer: Applies to balances below $5,000. Interest paid quarterly. Variable rate.
0.15% interest rate · $2 monthly fee · Effective Jan 30, 2026
Rate by balance
Rate by balance for Platinum Savings Account Balance APY Up to $5,000 0.15% $5,000 – $25,000Your amount 1.91% $25,000 – $50,000 1.91% $50,000 – $100,000 1.91% Rate checked
More details - Bank NorthwestPINNACLE MONEY MARKETPINNACLE MONEY MARKET · $2,500 min · 0.50%–3.56% by balance
Bank · 5 branches
1.87%APY$187 a year on $10,0000.50% interest rate · Effective Nov 20, 2024
Rate by balance
Rate by balance for PINNACLE MONEY MARKET Balance APY Up to $10,000 0.50% $10,000 – $50,000Your amount 1.87% $50,000 – $100,000 2.32% $100,000 – $250,000 2.53% $250,000 – $1,000,000 3.04% $1,000,000 – $1,500,000 3.30% $1,500,000 – $100,000,000 3.56% Rate checked
More details - 1.85%APY$185 a year on $10,000with conditions
Requirements
Product: Requires a Premier Plus Checking or Reward Checking account open and in good standing, and enrollment in eStatements. Limit 1 account per connected checking account. No recurring monthly service charges or fees. $100 minimum deposit to open.
Offer: When qualifications are met (Premier Plus Checking or Reward Checking open and in good standing, and enrolled in eStatements). Balances up to $25,000.00 receive 1.85% APY.
Qualified rate · No monthly fee · Effective Aug 21, 2024
Rate by balance
Rate by balance for Premier Savings Balance APY Up to $25,000Your amount 1.85% Over $25,000When qualifications are met. 0.50%* Rate checked
More details - 1st MidAmerica Credit UnionMoney Market Deposit AccountsMoney Market Deposit Accounts · 1.76%–2.02% by balance
Credit union · 1 branch
1.81%APY$181 a year on $10,000Requirements
Product: Average Monthly Balances under $2,500 are subject to a $10.00 monthly service fee, and will earn the Regular Share Rate. Insured up to $500,000: federally insured up to $250,000 by NCUA, and insured up to an additional $250,000 by ESI, a private insurer.
Offer: Over $100,000.00
2.00% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Deposit Accounts Balance APY Any balance 2.02% $2,500 – $10,000 1.76% $10,000 – $25,000Your amount 1.81% $25,000 – $50,000 1.92% $50,000 – $100,000 1.97% Rate checked
More details - Central Bank of Kansas CityMoney MarketMoney Market · $1,000 min · 0.00%–3.30% by balance
Bank · 2 branches
1.76%APY$176 a year on $10,000Requirements
Product: The interest rate and annual percentage yield may change after account opening. Fees could reduce earnings on the account.
Offer: The interest rate and annual percentage yield may change after account opening. Minimum balance necessary to obtain the APY indicated. Fees could reduce earnings on the account.
0.00% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.00% $1,000 – $10,000 1.26% $10,000 – $25,000Your amount 1.76% $25,000 – $250,000 2.27% $250,000 – $1,000,000 2.78% $1,000,000 and up 3.30% Rate checked
More details - 1.75%APY$175 a year on $10,000
Requirements
Product: The interest rate and annual percentage yield may change after opening a transaction account. The minimum balance to obtain annual percentage yield is based on a daily balance. Fees could reduce the earnings on the account.
Offer: Minimum balance to obtain APY is $1,000.00.
1.75% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for MONEY MARKET Balance APY $1,000 – $25,000Your amount 1.75% $25,000 – $50,000 2.00% $50,000 – $100,000 2.50% $100,000 – $250,000 2.75% $250,000 and up 3.00% Rate checked
More details - 1.75%APY$175 a year on $10,000
1.73% interest rate · Effective Oct 5, 2026
Rate checked
More details - 1.75%APY$175 a year on $10,000
1.73% interest rate · Effective Oct 5, 2026
Rate checked
More details - 1.75%APY$175 a year on $10,000
Requirements
Offer: Variable interest rate on eligible balances. To avoid a monthly service charge, a minimum daily balance of $2,500.00 must be maintained.
Rate checked
More details - FCB BanksPremier Money MarketPremier Money Market · $1,000 min · 0.65%–2.00% by balance
Bank · 3 branches
1.60%APY$160 a year on $10,000Requirements
Product: Minimum opening deposit of $1,000. Monthly service charge of $18 assessed if account falls below $1,000 minimum daily balance. Six withdrawals allowed per month ($10 fee per excess withdrawal/payment). Receive bonus rate with 49er Gold Club Checking.
Offer: Assessed $18 monthly service charge only if account falls below $1,000 minimum daily balance. Minimum daily balance to earn interest is $0.01.
0.65% interest rate · $18 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $5,000 0.65% $5,000 – $25,000Your amount 1.60% $25,000 – $45,000 1.85% $45,000 – $96,000 1.95% $96,000 and up 2.00% Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 1 branch
1.60%APY$160 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Emerald Choice enhanced rate tier. Requires meeting and maintaining Emerald Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 1.58% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 1.56%APY$156 a year on $10,000with conditions
Requirements
Product: Earn higher dividends Minimum balance of $2500 Free Digital Banking and Bill Pay A JMAFCU debit card with a checking account Direct Deposit Available
Offer: Must maintain a minimum average daily balance of $2,500 to earn dividends. Rates on variable rate accounts (i.e. Share Savings, Checking, and Super Savings) could change after account opening.
Qualified rate · 1.55% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Super Savings Balance APY $2,500 – $24,999Your amount 1.56% $25,000 – $99,999 1.66% $100,000 and up 1.81% Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: Must maintain a daily collected balance within each range to obtain the APY for each interest rate tier.
Offer: Must maintain a daily collected balance within range to obtain APY tier.
1.49% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Investment Savings Balance APY $1,000 – $500,000Your amount 1.50% $500,000 – $1,000,000 2.50% $1,000,000 and up 3.10% Rate checked
More details - Holy Rosary Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.25%–3.50% by balance
Credit union · 3 branches
1.50%APY$150 a year on $10,000Requirements
Product: Requires a $1,000 minimum opening deposit. A $3 monthly fee applies if the balance falls below $1,000 at any time. Must maintain the minimum daily balance required to earn the applicable APY. Variable APY.
Offer: Monthly fee of $3 applies if balance falls below $1,000 at any time; waived for balances $1,000+.
0.25% interest rate · $3 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,000 0.25% $2,000 – $10,000 1.25% $10,000 – $25,000Your amount 1.50% $25,000 – $75,000 3.25% $75,000 – $200,000 3.50% $200,000 and up 3.50% Rate checked
More details - United Bank of UnionCompanion Savings AccountSavings · $1,000 min · 0.35%–1.50% by balance
Bank · 3 branches
1.50%APY$150 a year on $10,000with conditionsRequirements
Product: Available only when paired with an authorized Certificate of Deposit (CD). After CD opening, eligible to make a one-time deposit up to the amount of the CD. No additional deposits can be made unless a new CD is opened at the time of deposit; additional deposit must be equal to or lesser than the accompanying CD amount.
Offer: If average daily balance falls below $1,000, Personal Savings interest rate applies.
Qualified rate · 0.35% interest rate
Rate by balance
Rate by balance for Companion Savings Account Balance APY Up to $1,000 0.35% $1,000 and upYour amount 1.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Missouri
488 accounts at 186 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Missouri
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- MECE Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 35 branches
- 1st MidAmerica Credit UnionCredit union · 1 branch