Bank · FDIC insured
Community National Bank & Trust
A $2.5B bank headquartered in Chanute, KS, with 44 branches in 3 states. Best rates: CDs 3.51% and savings 1.91% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs—3.51%CD rates →
- Savings881.91%at $10,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Community National Bank & Trust
Community National Bank & Trust was chartered in Chanute, Kansas, in 1987.
The bank is held by Community Bancorp, Inc., which announced the acquisition of Prairie Bank of Kansas.
The bank operates banking centers across Kansas, Missouri, and Oklahoma.
- Headquarters
- 14 N Lincoln Ave, Chanute, KS 66720
- FDIC certificate
- 27046 ↗
Branches
44 branches in 3 states
Loading map…
Kansas
34 branches
Wichita area · 6
- Augusta Branch645 State St, Augusta, KS 67010Directions
- Benton Branch14500 Sw 20th St, Benton, KS 67017Directions
- El Dorado Branch301 N Main St, El Dorado, KS 67042Directions
- El Dorado Branch2815 W Central Ave, El Dorado, KS 67042Directions
- Newton Branch127 N Main St, Newton, KS 67114Directions
- Wichita Branch11350 E 29th St N, Wichita, KS 67226Directions
Pittsburg area · 4
- Arma Branch401 E South St, Arma, KS 66712Directions
- Frontenac Branch4097 Parkview Dr, Frontenac, KS 66763Directions
- Girard Branch606 E Saint John St, Girard, KS 66743Directions
- Pittsburg Branch401 E Centennial Dr, Pittsburg, KS 66762Directions
Chanute area · 3
- Community National Bank & TrustMain office14 N Lincoln Ave, Chanute, KS 66720Directions
- Chanute Branch115 E 1st St, Chanute, KS 66720Directions
- Santa Fe Branch1501 S Santa Fe Ave, Chanute, KS 66720Directions
Arkansas City area · 2
- Arkansas City Branch500 N Summit St, Arkansas City, KS 67005Directions
- Winfield Branch1112 Main St, Winfield, KS 67156Directions
Hutchinson area · 2
- Buhler Branch200 N Main St, Buhler, KS 67522Directions
- Hutchinson Branch1520 E 30th Ave, Hutchinson, KS 67502Directions
Emporia area · 2
- Emporia Branch1440 Industrial Rd, Emporia, KS 66801Directions
- Emporia Downtown Branch701 Merchant St, Emporia, KS 66801Directions
Independence area · 2
- Independence Branch125 N Penn Ave, Independence, KS 67301Directions
- Independence Drive Thru Branch124 N Penn Ave, Independence, KS 67301Directions
Burns area · 1
- Burns Branch207 N Washington Ave, Burns, KS 66840Directions
Caney area · 1
- Caney Branch501 W 4th Ave, Caney, KS 67333Directions
Cherryvale area · 1
- Cherryvale Branch333 W Main St, Cherryvale, KS 67335Directions
Coffeyville area · 1
- Coffeyville Branch901 W 11th St, Coffeyville, KS 67337Directions
Edna area · 1
- Edna Branch100 Delaware, Edna, KS 67342Directions
Eureka area · 1
- Eureka Branch401 N Main St, Eureka, KS 67045Directions
Fredonia area · 1
- Fredonia Branch733 Madison St, Fredonia, KS 66736Directions
Humboldt area · 1
- Humboldt Branch116 N 8th St, Humboldt, KS 66748Directions
McPherson area · 1
- Inman Branch107 S Main St, Inman, KS 67546Directions
Iola area · 1
- Iola Branch120 E Madison Ave, Iola, KS 66749Directions
Neodesha area · 1
- Neodesha Branch102 N 4th St, Neodesha, KS 66757Directions
Parsons area · 1
- Parsons Branch330 N 16th St, Parsons, KS 67357Directions
Stafford area · 1
- Prairie Bank Of Kansas Branch200 S Main St, Stafford, KS 67578Directions
Missouri
8 branches
Joplin area · 1
- Heritage State Bank - Carthage Branch2813 The Loop, Carthage, MO 64836Directions
El Dorado Springs area · 1
- E Hiway 54 Branch724 E Highway 54, El Dorado Springs, MO 64744Directions
Golden City area · 1
- Golden City Branch601 C St, Golden City, MO 64748Directions
Lamar area · 1
- Lamar Branch1109 Gulf St, Lamar, MO 64759Directions
Lincoln area · 1
- Farmers Lincoln Branch101 S 65 Hwy, Lincoln, MO 65338Directions
Nevada area · 1
- Heritage State Branch1625 Hedges Plz, Nevada, MO 64772Directions
Warrensburg area · 1
- Quarry City Branch713 Pca Rd, Warrensburg, MO 64093Directions
Warsaw area · 1
- Warsaw Branch1695 Hilltop Dr, Warsaw, MO 65355Directions
Oklahoma
2 branches
- Community National Bank & Trust301 S Main St, Newkirk, OK 74647Directions
- Ponca City Branch709 E Prospect Ave, Ponca City, OK 74601Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.97% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.80% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.17% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $77 | $88 | — |
- CapitalLeverage ratio8.97%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.80%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.17%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$77Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Community National Bank & Trust are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.