Bank · FDIC insured
1st Advantage Bank
A $212M bank headquartered in St. Peters, MO, with 1 branch in Missouri. Best rates: CDs 3.95% and savings 1.50% APY.
1st Advantage Bank Carrot Score
86
Carrot Score
Higher than 73% of U.S. banks and credit unions
#28 of 79 in St. Louis, MO-IL metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About 1st Advantage Bank
1st Advantage Bank is a locally owned community bank proudly serving St. Peters, St. Charles County, and surrounding Missouri communities for over 20 years.
The bank maintains its location in St. Peters, Missouri.
- Headquarters
- 240 Salt Lick Rd, St. Peters, MO 63376
- FDIC certificate
- 57899 ↗
Branches
1 branch in Missouri
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Missouri
1 branch
- 1st Advantage BankMain office240 Salt Lick Rd, St. Peters, MO 63376Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.88% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.14% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.05% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $86 | $81 | — |
- CapitalLeverage ratio9.88%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.14%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.05%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$86Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of 1st Advantage Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.